Tag Archives: Homeowner Association

Goonan On The Housing Market Implosion

I’ve long predicted a huge implosion of the housing market. But that’s more based on instinct than in long, hard study. But it takes an investigator like Deborah Goonan to really gather the facts and offer conclusions. Her blog, today, an an excellent look at what’s coming and what may be behind a pending crisis.

Easing FHA condo certifications and the Collapsing Housing Market

Kansas City Star’s Ripples Continue To Spread

Not too much commentary tonight. But a small Washington State newspaper has cited reporter Judy Thomas’s expose’ from a few weeks ago.

Yup. The word’s getting around to all corners of the country.

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FROM THE SUBURBAN TIMES, Pierce County, Washington

Letter: Lakewood’s RIP, a glorified ‘HOA from hell’?

“Home associations that once protected residents now prey on them,” read the August 3, 2016 headline in the Kansas City Star. Author Judy L. Thomas describes some of the highlights – or perhaps more appropriately the lowlights – of home associations gone bad.

From purple playsets (color not appropriate), to window curtains (only blinds allowed), “outlandish rules – from the farcical to the frightening – are being enforced by homes associations,” observed Thomas from her research of HOAs across the country.

Coming to a city near you?

Lakewood’s Rental Inspection Program (RIP) – officially “Rental Housing Safety Program” – is ostensibly built around the premise that the “protection” of Lakewood citizens is paramount.

That’s what the aforementioned HOAs said.

Lakewood’s official statement as found on its website:

“The Rental Housing Safety Program will protect the public health, safety and welfare of tenants by encouraging proper maintenance of residential housing, by identifying and requiring correction of substandard housing conditions, and by preventing conditions of deterioration and blight that could adversely impact the quality of life in Lakewood.”

“Proper maintenance,” as defined by the HOAs in Thomas’ series, meant fining a resident nearly $9,000 for beautifying a 3-by-4-foot common area with 36 planted pansies; “fines for leaving garage doors open”; and “‘unattractive’ flower pots on a front step” to name a few.

Far-fetched for our familiar environs?

Lakewood’s “Rental Housing Safety Program Inspection Checklist” (Draft), Section 1, “Exterior Site Conditions” includes (1.7) as a potential violation: “Property and surrounding landscape properly maintained.”

This is a safety issue?

Truth be told, 1.7 adds “noxious weeds and overgrown vegetation” as anathemas to the more generalized – and subjectively obnoxious – “properly maintained” inspector’s judgement call.

And this of course harkens back to a time in early incorporation history when Lakewood Code Enforcement ran amok through the town seizing property and serving court summons for property violations – so many in fact that due process was jettisoned in favor of expediency.

And this then begs the question, is RIP really about safety or is it about controlling someone’s legacy?

I ‘asked’ Dr. Z (Camillo Zacchia, psychologist and senior advisor at the Douglas Mental Health University Institute) about that.

“Very few kids say, ‘When I grow up, I want to be a control freak.’ Yet somehow the world keeps getting populated by them. What’s up with that?”

Dr. Z answers: “If they know what they are doing, control freaks are great to have around, especially when things really matter. In situations that are not so important, however, their insistence on having things their way makes them unpleasant to be around.”

From HOAs to RIPs, it is evidently human nature to be controlling, sometimes freakily so

Comments

  1. David Wilson says

    Rental Housing Safety Program has nothing in common with HOA’s. Keep reaching.

    RHSP not RIP.

    “The Rental Housing Safety Program will protect the public health, safety and welfare of tenants by encouraging proper maintenance of residential housing, by identifying and requiring correction of substandard housing conditions, and by preventing conditions of deterioration and blight that could adversely impact the quality of life in Lakewood.”

    Worth being copied again.

    Yea!

  2. Chris Anderson says

    Whether RHSP is RIP or not isn’t the issue…goverment overreach is, and what Lakewood is doing is just that….how very Orwellian of them.

 

HOAs on Steroids!

I’ve written about this before, but if you want to see what happens when Homeowners Associations take over the reigns of government, you need go no further than what was formerly known as the “Cocaine Capitol of the World,” Aspen, Colorado.

Aspen is sometimes known as ‘Hollywood East.’ All the big movie stars have second homes there. Visit a couple of neighborhood bars and you’re more than likely to spot a half dozen TV and movie celebrities. Millionaires and zillionaires everywhere.

But all of that glitz and glamour has to be supported by an infrastructure of waiters and waitresses, desk clerks, bartenders and room maids. And when every home within spitting distance of Aspen is worth millions, where do these ‘common people’ live? They simply have to find lower income housing dozens of miles and many commute hours away from town.

What to do? What to do?

Well, the glitzy ritzies have come up with a plan. Public housing, subsidized by tax dollars. If you’re a so-called Aspen ‘poor person’ you can apply for subsidized housing. Yes, you can live in a zillion dollar home for pennies on the dollar and the taxpayer foots the bill.

My explanation is admittedly simplistic, but Homeowners Associations in Aspen have discovered that they can make a fortune by sucking at the public teat. Drain money from the taxpayers to make up for million dollar mortgages in homes that are leased to renters who could care less about maintaining property values as long as they get free housing. And property owners are promised their share of the taxpayer pot if they make their winter homes available for occasional use by the city.

Gosh, where have we heard this kind of thing before?

It’s controversial. It’s not exactly what you would call free market capitalism. It’s a complete distortion of Marketing Principles 101. But Aspen sort of lives life its own way. As rich a community as it is, it’s hard to get away without snorting some money out of the community trough.

For the rich and poor, it’s hard to turn down free money.

(link to story in Aspen Times on taxpayer subsidized house)

 

Idiots, Idiots, Idiots All!

Just when you think you’ve heard the stupidest story ever about an HOA board, along comes an idiotic decision that just makes you shake your head.

It’s election season, and you’d think Texans would have a little more common sense than most people. I spent some growing up years in Texas, and I loved considering myself a Texan. But combine the words ‘Texan’ and ‘Homeowners Association’ and you just get twenty-seven degrees of STOOPID.

The Stonebridge Ranch Homeowners Association in McKinney, Texas has a rule that a political sign can’t have more than one name on it. Huh? Yup. Y’all listen up, ya hear? Only one name on each sign. So, a McKinney homeowner fought the rule…and lost. But he came up with a solution that’ll just leave you shaking your head.

http://dfw.cbslocal.com/2016/08/25/mckinney-homeowner-fights-back-whenb-hoa-cracks-down-on-political-signs/

http://dfw.cbslocal.com/2016/08/25/mckinney-homeowner-fights-back-whenb-hoa-cracks-down-on-political-signs/

Loretta Lock Finally Admits She’s A Thief

guest blog by Nila Ridings

Charleston Harbor HOA in Kansas City North, Missouri has been the latest victim of over a $100,000 embezzlement!

On August 19, 1938 a thief by the name of Loretta Lock was born. She sells real estate and advertises how honest she is! And her performance in the courtroom would have you thinking she’s a little old church lady who laid down her knitting needles and forgot her hearing aids in a rush to stand before the judge and plead guilty to stealing from two hundred of her neighbors! Annually, they each pay dues of $400. So her stint as the board treasurer and neighborhood thief required some very careful transacting.

You see, Loretta loves to gamble! Not with her money, but with her neighbors’ money. At times she used the HOA ATM card at the casino. Other times she just wrote herself checks.

Here’s a little twist to the story. Her husband is an attorney. So sometimes she wrote him checks, too, for his fabulous legal advice! Don’t you just love this story?

How did she get caught? Well, you’ll read about that in the attached article. But those of us who’ve been around this HOA embezzlement game table for a while know she could have pulled this off without ever being busted. Let’s just say she’s a very dumb criminal.

The Charleston Harbor board president, Chaz Wood is very smart. He wasted no time getting the police involved when the bank mentioned a $50,000 deposit that was made the day before he arrived with another board member to become signors on the HOA account. Red-headed Loretta had been stalling about turning over the financial records. Imagine that!

The board made a fatal error. Claiming they wanted to “save money,” they decided to forego the annual audits that are required by the CC&Rs. Never pass on doing the annual audits. That is precisely why my HOA, to this day has ten million dollars unaccounted for! No audits is a “Welcome To Steal Here” sign!

This case was being kept very quiet until an anonymous tipster spilled a few beans. From there, reporter Judy Thomas was like a bird dog on a pheasant hunt! And everybody knows I despise liars and thieves! We were off and racing to the Clay County courthouse and it’s a long way from Overland Park! Many thanks to the person who took a stand and made the call that changed it all.

Loretta Lock has gotten her fair share of continuances on this case. But we are committed to going back on October 21, 2016 to see if the judge is going to throw the book at her or let her walk with some probation restitution. Either way, I feel justice was served today when Judy Thomas exposed this despicable fraud of a woman in The Kansas City Star. I adore the homeowner who walked up to Judy and said, “Keep it above the fold!”

Many thanks to Judy Thomas for continuing to help us educate homeowners on the risks of buying into an HOA!

(link to Loretta Lock story in Kansas City Star)