Ward Lucas on HOA Madness
Voices regarding HOA Horrors …
(Feel free to suggest others in the comment box below.
Be sure to include the URL!)
Rants From Lost Wages by James Alexander
Homeowners Association Meeting Gone Bad
You are out of order!
Veteran Not Allow to Fly Flag
Another Flag Fight in Georgia
Evicted Because of Bushes
One Interesting Take
A Nice Lady, but Clueless
View video on YouTube
Another Creative Videographer
how long are you suppose to be late on your dues before foreclosure.
Hi David. Best answer: pay your dues before you pay for groceries, property taxes, mortgage, the traffic ticket. Many, many homes have been taken when someone is just a few days overdue. In my book, I document the case of a Florida woman whose house was seized over an inadvertent shortfall of just 78 cents! The judge eventually gave her back the house, because it was proven the HOA hadn’t even waited a full thirty days.
Your HOA has a super priority loan on your house, which means they can take it faster than the mortgage company.
In the state of AZ it is 12 months. AZ laws also state that HOAs can not foreclose on unpaid fines.
On July 10, 2007, a plane crash destroyed Joe Woodward’s house and killed his family (along with a 4-year old girl next door). After he rebuilt his house, the H.O.A. corporation ordered him to tear it down, because the “shingles on the home and the elevation are not consistent with the community, and the home extends a few feet longer in the back than association standards allow.” See this .wmv video (from Jan Bergman’s site).
Living in a HOA community is like living in a NAZI Camp. They are very corrupt and rob the homeowner of their civil rights and their equity. Homeowners have no consumer protection from state or federal agencies that should regulate these quasi government run industries. They are out of control and driven by profit and power. America supposed economic dream is an economic nightmare and financial trap.
If you live in an HOA you better be sure to always keep enough money around to hire a lawyer with because god knows you’re going to need one! And assume your HOA dues will constantly go up (but your pay won’t) because that’s part of the ugly reality too. Gradually, you will become impoverished by rising HOA dues and paying for lawyers. Sell and get out of your house in an HOA if you can.
Excellent advice TCR!
I’ve lived in an HOA for 10 years. I paid cash for the townhouse. When I average what I have spent on legal bills in the past 8 years it’s over $500 per month amortized over 10 years. Add the HOA dues to that and I could have purchased another home. A non-HOA home and lived happily ever after. Now with the repairs and improvements I’ve done on this townhouse to sell it my loss with be $200,000.
Welcome to the world of HOAs and never believe they help maintain property values. I know first-hand, for-a-fact, that is absolutely not true.
The other downside of selling and getting out means you must find another sucker to take your place in HOA HELL. For me, that does not feel good.
Here’s one that I put together to settle my nerves in my HOA during my lawsuit: https://www.youtube.com/watch?v=5tCiIA8Si68&lc=z13tvj25hxvxtpx5x04ciziyapnksno4ql00k