Ah, the HOA movement has some pretty sneaky moves in some parts of the country. The Times-Picayune column linked below talks about how homeowners get together to form a neighborhood crime district in Baton Rouge. Theoretically, they hire an unneeded security guard or two, then BAM! They’re suddenly in a Homeowners Association.
Pay special attention to this guy’s third paragraph.
(link to Times-Picayune article on crime districts)