Rachel Anna Rosoff

guest blog by Nila Ridings

She was a 17 year old lifeguard at the Heritage Point HOA swimming pool. She was found in the water by another employee, but he could not jump in and try to save her because the water was electrified.

My heart is broken for her parents, family, and friends who will say a final good-bye to Rachel in the coming days. There will always be the unanswered questions. One will be “why” did this young woman’s life end so soon?

The investigators will uncover “how” this happened. Possibly, she left them one clue with a text message on her phone that was found near the pool? But no matter how it happened, Rachel’s life journey has ended.

We have heard of these deadly pool stories before where the HOA hired some unlicensed contractors to do the wiring on a pool and it proved to be a fatal decision. They saved no money, as they thought they would, but they took the life of an innocent person. I certainly hope that is not the case in this situation.

Adding to the sadness of the loss of life, the homeowners face the liability of responsibility for these tragedies. It’s that liability that so few people realize they are accepting when they sign those papers to own a home in an HOA. Every homeowner can have his or her life changed drastically if the insurance coverage is not sufficient, the policy has been canceled, or the attorneys find significant negligence.

So much sadness. In so many ways, it raises our awareness of what we truly did to ourselves the day we bought into an HOA.

Soar now with angel wings Miss Rachel Anna Rosoff.

(link to story on Rachel’s tragedy)


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Ward Lucas is a longtime investigative journalist and television news anchor. He has won more than 70 national and regional awards for Excellence in Journalism, Creative Writing and community involvement. His new book, "Neighbors At War: the Creepy Case Against Your Homeowners Association," is now available for purchase. In it, he discusses the American homeowners association movement, from its racist origins, to its transformation into a lucrative money machine for the nation's legal industry. From scams to outright violence to foreclosures and neighborhood collapses across the country, the reader will find this book enormously compelling and a necessary read for every homeowner. Knowledge is self-defense. No homeowner contemplating life in an HOA should neglect reading this book. No HOA board officer should overlook this examination of the pitfalls in HOA management. And no lawyer representing either side in an HOA dispute should gloss over what homeowners are saying or believing about the lawsuit industry.

3 thoughts on “Rachel Anna Rosoff

  1. Erika

    This didn’t have any thing to do with Unlicensed or Unpermitted work. It was very old equipment. That electric breaker panel in the picture is an old Zinsco panel. We quit using that style in the 70’s. So every electrical connection every grounding bond had to be just as old. Things wear out.


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