What do you do with a Naked Neighbor?

guest blog by Dave Russell (Arizona community manager)

While HOAs are usually the most disastrous organizations ever created, can they ever really be useful? Well the residents in the Cardinal Glenn Homeowners Association, in North Charlotte, NC are hoping their HOA will soon come to the rescue.

Seems this HOA has a major issue with one of their kookie residents and can’t get any help from city leaders or the police. It seems that one of Cardinal Glenn’s residents likes to wear his birthday-suit while standing outside of his home talking on his cellphone. This, according to the neighbors.

           Edited version of photo neighbors took of the man standing at his door.
Unfortunately, North Carolina law doesn’t prohibit neighbors from running around in the buff, as long as they stay on their own property. That’s right, it’s perfectly legal to expose yourself to the children in North Carolina.

But City Councilman Gregg Phipps, who has to be an HOA board member somewhere, came up with a great solution. The esteemed councilman says the HOA should go after the cell phone streaker because they can enforce some nuisance provision in their CC&R’s. Have I mentioned that the naked guy has been doing this for ten years? This HOA is fully aware of the situation.

Now, depending on how receptive the HOA is to the councilman’s ‘solution,’ it’s going to cost the homeowners plenty of money to take their nudist to court. With NC saying it’s perfectly legal to display your ‘goods’ on your own property, it’s going to be a stiff fight.

I’m now thinking that Councilman Phipps is just as big a nut-job as this naked weirdo. Does Phipps even know how much those legal fees can add up to? When the dust clears, homeowners could be hit with a huge special assessment.

You’d think a problem solving councilman could have come up with a new ordinance prohibiting naked cellphone calls.


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Ward Lucas is a longtime investigative journalist and television news anchor. He has won more than 70 national and regional awards for Excellence in Journalism, Creative Writing and community involvement. His new book, "Neighbors At War: the Creepy Case Against Your Homeowners Association," is now available for purchase. In it, he discusses the American homeowners association movement, from its racist origins, to its transformation into a lucrative money machine for the nation's legal industry. From scams to outright violence to foreclosures and neighborhood collapses across the country, the reader will find this book enormously compelling and a necessary read for every homeowner. Knowledge is self-defense. No homeowner contemplating life in an HOA should neglect reading this book. No HOA board officer should overlook this examination of the pitfalls in HOA management. And no lawyer representing either side in an HOA dispute should gloss over what homeowners are saying or believing about the lawsuit industry.

1 thought on “What do you do with a Naked Neighbor?

  1. Cynthia

    Oh, give me a break, North Carolina! This story could only be better if it were an HOA board member, or an HOA attorney, or an elected official in the photo! Gives new meaning to “reach out and touch someone,” doesn’t it! This is one of the HOA homeowner “unfriendly” states when it comes to HOA homeowner protections and protections from abuses by abusive HOA boards and some of their associates, or accomplices in my opinion. I thought HOAs in NC were, “mini governments,” and “private governments,” that exist outside Constitutional protections and could do whatever they wanted to anyone they wanted within their fiefdoms. Look at the numerous HOA homeowners lives, health, families and finances that have been devastated, or their properties taken by the abusive, sinister, and I believe possibly criminal, in some abusive HOAs in NC. Maybe, the only reason nothing has been done about this situation is because the HOA board, or HOA attorneys, or legislators have not found a way to capitalize on it. I am sure their is a covenant, rule, or other in their documents they can utilize to curtail this man’s obvious lack of concern for of others within his community. How about his exhibitionism is taking away the ability of his neighbors to enjoy the use of their homes and property?


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