How Safe is Your House from Your Homeowners Association?

More than half of all homeowners in North Carolina live in covenant-controlled developments or Homeowner Associations. One of them is Becky Lew-Hobbs. She and her family owned a home in VillageLakes, near Raleigh. Becky admits the family got behind in their dues when her husband was out of work. But they tried hard to come up with the $1,143.89.

Suddenly, they were told they were being evicted from their own home and had FIVE days to pack up and leave. Becky says they were never notified that their house had been seized in a foreclosure action ten months earlier. That $1100 bill cost them their $160,000 home.

Members of Homeowners Associations don’t realize when they buy a dream home in the HOA, they’re not really buying, they’re in effect, leasing. In some ways, it’s like time-sharing. You think you are the sole owner, but you’re actually a partial owner. In an HOA of 100 homes, for example, a resident owns a 99% share of their home. But it’s the one percent that kills you. If you’re late on your dues, if you plant the wrong color flowers, or if you leave the trash can out an hour after the permitted time, 99 of your neighbors, for all intents and purposes, want you GONE! You don’t even get to talk to a judge. There’s no second chance.

Welcome to the new reality of Homeowners Associations.

Ward Lucas
Author of
Neighbors At War: The Creepy Case Against Your Homeowners Association

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Ward Lucas is a longtime investigative journalist and television news anchor. He has won more than 70 national and regional awards for Excellence in Journalism, Creative Writing and community involvement. His new book, "Neighbors At War: the Creepy Case Against Your Homeowners Association," is now available for purchase. In it, he discusses the American homeowners association movement, from its racist origins, to its transformation into a lucrative money machine for the nation's legal industry. From scams to outright violence to foreclosures and neighborhood collapses across the country, the reader will find this book enormously compelling and a necessary read for every homeowner. Knowledge is self-defense. No homeowner contemplating life in an HOA should neglect reading this book. No HOA board officer should overlook this examination of the pitfalls in HOA management. And no lawyer representing either side in an HOA dispute should gloss over what homeowners are saying or believing about the lawsuit industry.

1 thought on “How Safe is Your House from Your Homeowners Association?

  1. sharon Grammer

    Unreal!!!! This IS one of thousand reason Why No one should Get in home owners association.can’t tell me what I need in my 1000.00 thousand dollar home, front or back. Hope y’all e,at them for lunch,an take them to clearners…bull sh …..good luck!!!


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