Looking Into The Face Of Evil

There’s just no other way to put this, but the Community Associations Institute, along with its blood brothers including Associa, run by Texas State Senator John Carona, are just ugly institutions. Not illegal. Just ugly.  And every American homeowner needs to be educated to avoid the kinds of financial assaults that have victimized thousands of homeowners across the country.

Our American founders, afraid of ending up with the same kind of European monarchy they had just left,  wrote a Constitution that forbade our new government from interfering in rights that were bestowed on us, not by government, but by God. In their vision, God given rights could not be subsumed by a Monarchy or a Dictatorship, or even a ‘majority’ of the people. Remember that we do not live in a Democracy. A wild out-of-control mob is a democracy, and that is not our form of government.

No, our rights emanate from God. Remember that. Repeat that. All human rights emanate from God.

With that in mind, I provide you with a page from the CAI playbook as it begins using its vast wealth and power against the Homeowner Association reform bill now percolating in the North Carolina Legislature.  I will highlight some sentences that offend me and should outrage you.

 Here goes:

Repeal of Foreclosure Option for HOAs and POAs

February 13, 2013: Representatives R. Moore, Alexander and Hamilton introduced an NC House bill to repeal the ability of a HOA/POA to use foreclosure as a tool in the collection of delinquent dues. This bill modifies G.S. §47F-3-116 of the NC Planned Community Act and 47C-3-116 of the Condominium Act to accomplish its goal. The effect of this bill, if passed by the NC House and Senate and signed by the governor would be to remove the option for HOA/POAs to use foreclosure as a method of recovering unpaid dues and force them to use the much more expensive method of bringing a Civil Action in court to accomplish the recovery. The Civil Actions are much more expensive and the courts have not always awarded attorney fees and court costs to the winner of the suit. This can mean that even if the HOA/POA wins the suit, they may lose money because of their costs to bring the suit to trial. Removing the foreclosure option for HOA/POAs could have a devastating impact on the finances of HOA/POAs. The bill has been referred to the House Judiciary A Committee.

The CAI-NC LAC opposes this bill and will use all of its resources to assure that it does not become law. HOA/POA Board members should contact their NC House and Senate members and request that they oppose passage of this bill, referred to as HB-175. For more information and current status of this bill, go to www.ncleg.net and search for HB-175.

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Dear Friends, I hope you understand that the CAI is acknowledging that it likes a slanted playing field.  It wants the law so biased that this massively wealthy organization acts as judge, jury, king and executioner. Under this system there are no God-given rights. If this law is passed in North Carolina it will amount to a massive restructuring of Society. Look for other states to do the same.

I’m am not trying to oversell this point, but I have read some history books. Adolph Hitler found a way to take control with a minority party behind him. He did not make the world a better place.




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Ward Lucas is a longtime investigative journalist and television news anchor. He has won more than 70 national and regional awards for Excellence in Journalism, Creative Writing and community involvement. His new book, "Neighbors At War: the Creepy Case Against Your Homeowners Association," is now available for purchase. In it, he discusses the American homeowners association movement, from its racist origins, to its transformation into a lucrative money machine for the nation's legal industry. From scams to outright violence to foreclosures and neighborhood collapses across the country, the reader will find this book enormously compelling and a necessary read for every homeowner. Knowledge is self-defense. No homeowner contemplating life in an HOA should neglect reading this book. No HOA board officer should overlook this examination of the pitfalls in HOA management. And no lawyer representing either side in an HOA dispute should gloss over what homeowners are saying or believing about the lawsuit industry.

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