I get email every day from frustrated homeowners who are being bullied by out-of-control HOA boards. I only wish I could tell all their stories.
The advice I consistently give is for people to recognize that by moving into a Homeowners Association you have essentially bought shares in a corporation where you have no rights under the U.S. Constitution. You have essentially put your net worth and the equity of your home up as collateral against all debts, legal judgments, and legal expenses racked up by your board members and its management company. You’re legally and financially responsible for paying expenses related to embezzlement and racketeering activities by board members. We saw that in Las Vegas over the past few months with the forty or so federal convictions of HOA thieves.
I tell people over and over again, learn what you’ve gotten yourself into. Educate your neighbors. Learn what and who the Community Associations Institute (CAI) is. This organization is one to be despised since it turned in the early 1990s from a homeowners’ informational group into a perverse lawsuit referral machine. Still, CAI testifies before state legislatures that it’s benign and “represents all homeowners.” It’s a blatant lie. Even one of its founding fathers, Lincoln Cummings, has some dismay about the direction his organization took.
Cummings was interviewed by Shu Bartholomew about the origin of this organization.
Scroll down to the September 5th interview with Linc Cummings.