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Ward Lucas is a longtime investigative journalist and television news anchor. He has won more than 70 national and regional awards for Excellence in Journalism, Creative Writing and community involvement. His new book, "Neighbors At War: the Creepy Case Against Your Homeowners Association," is now available for purchase. In it, he discusses the American homeowners association movement, from its racist origins, to its transformation into a lucrative money machine for the nation's legal industry. From scams to outright violence to foreclosures and neighborhood collapses across the country, the reader will find this book enormously compelling and a necessary read for every homeowner. Knowledge is self-defense. No homeowner contemplating life in an HOA should neglect reading this book. No HOA board officer should overlook this examination of the pitfalls in HOA management. And no lawyer representing either side in an HOA dispute should gloss over what homeowners are saying or believing about the lawsuit industry.

Think Las Vegas HOA Crime is Bad? Try Hawaii!

Many of us have dreamed of having that condo on the beach in Hawaii. You know, the one you get to visit a few times a year, the ones where the kids go when they want a break from work.

Now imagine what life is going to be like for folks who live at Ne Nani Kai. Jim and Nancy Bevill, as it’s reported in the Molokai News, have just been awarded 3.87 million dollars. The jury found that the HOA board of directors and its employees have been engaged in a course of racketeering, civil conspiracy, gross negligence, intentional infliction of emotional stress along with a host of other crimes.

Guess who pays that four million bucks? The Bevill’s neighbors.  Guess what happens now? Other HOA members are going to start coming forward and claiming they were victimized by the same kind of HOA thuggery.

Folks, you’ve got to believe that the HOA industry is right on a verge of a moral, emotional and financial collapse. Crimes committed by HOA thugs have been going on for far too long and the civil and legal establishment is starting to recognize it. (Actually, to put it more bluntly, a whole bunch of lawyers have suddenly decided to switch sides, stop defending the national Homeowner Association Movement and search for new profits defending the victims of these crimes.)

As an HOA homeowner you’re a sitting duck, not just for abuse, but for the financial ramifications of HOA abuse handed out to others.

I’ve been right in all my other predictions. I was one of the first to warn people to avoid buying into the Las Vegas market. I warned of Florida, and Texas, and the Carolinas. Now I’m warning about the HOA/condo market in Hawaii.

And here’s the link to the complete sordid story:

http://themolokainews.com/2012/03/27/ke-nani-kai-residents-receive-3-87-million-jury-award-against-condo-association/

Ward Lucas’s Blog · Author of the upcoming book Neighbors At War: The Creepy Case Against Your Homeowners Association    

Las Vegas HOA Scandal Now Making International Headlines

The Las Vegas HOA corruption scandal rumbles onward, and now it has jumped the Atlantic. The Mail Online is reporting on the body count (suicides), although the Mail Online occasionally adds some additional punctuation FOUR ‘commit suicide.’

I wonder why those skeptical writers seem to think this scandal has that kind of breathing room. Two of the dead are high profile attorneys, one of them was beaten to a pulp and his knees smashed a couple of weeks before his body was found hanging in a barn.

Las Vegas media are speculating on at least twenty more indictments and up to a hundred unindicted co-conspirators. Now THAT’s organized crime folks! Anyway, here’s the link:

DeTocqueville Could have predicted the Las Vegas Disaster! But We Weren’t Listening

So many in the Homeowner Association Movement are fond of saying the HOA is “the purest form of Democracy.” That concept, though should really be a thing to shudder about, not to celebrate.

For Democracy is the autocratic, even dictitorial rule by a small group over the pathetically clueless masses. Those masses are generally uninformed, disinformed, sometimes by intent, and often by design, while the Democracy throws its weight into ruling the masses.

When the great French thinker Alexis de Tocqueville  was sent to study this confounding new creation of our “self-working republic,” he was amazed by many things.

He warned that “modern democracy may be adept at creating tyrants and that that new tyrannies that would lead to conditions in which we would “lose interest” in the future of our descendents and meekly allow ourselves to be led in ignorance by a despotic course all the more because it does not resemble one.

If Tocqueville could be suddenly lifted forward to examine the modern Homeowner Association Movement, one can imagine hearing him say, “I told you so.”

Our HOA democracies are so far outside the mainstream of truly democratic life. People who join these growing communities where traditional government has been removed and all the freedoms we expect to find have just evaporated.

Isn’t that exactly what happened in Las Vegas? Hundreds of thousands of homeowners suddenly lost a great deal of equity in their homes, because they just quit looking for the kind of greed that Tocqueville predicted would be there.

One of the Heroes in the Fight

CalHomeLaw.org is one of the heroes in the heroes in fight against abuse by Homeowners Associations. It costs a few bucks to join, but the average member will be paid back many times in advice and information. It’s designed for California residents but every homeowner in the country can profit from their wisdom and research.

Anyway, in their 2/25/12 email, CalHomeLaw notes how debt collectors cut their own throats in a meeting of the California Legislature. The Radcliffs were an elderly disabled couple in Calaveras County. For some reason, the couple overlooked a $120 annual assessment. The debt collector, Coast Assessment Collection, claimed the couple had been legally served with papers. During questioning, the company admitted that it had stapled the notice of foreclosure to a tree on the far side of the Radcliff’s property.

Angry senators then introduced SB137, a bill to clean up predatory collection practices. The new law demands that notices of foreclosure be physically put into the hands of those targeted for foreclosure. You can’t mail it, you can’t toss it on the porch, it has to be in the homeowner’s hands.

Also, the HOA initiating the foreclosure has to follow a number of other new procedures to make sure that homes aren’t whipped away from the owners. Dispute resolution is mandated.

Still, CalHomeLaw notes that many HOA debt collectors continue the old practices and haven’t improved their behavior.

Ah. Almost forgot to tell you. (dang my fading memory!) Most of the HOA debt collectors are law firms or subdivisions of law firms. (How could I forget that?)

CalHomeLaw.org has the whole sordid story posted.

Ward Lucas
Author of
Neighbors At War: The Creepy Case Against Your Homeowners Association

More Coming, Las Vegas, More Coming!

Federal investigators in Las Vegas continue to work out plea deals with Homeowner Association crooks who scammed hundred of homeowners in Las Vegas neighborhoods. In many cases homeowners just lost their homes. They were thrown out on the curb like so much garbage.

There’ve now been a total of three suspected suicides among the dozens of suspects who ran these scams. And one figure has been assaulted in what looks like a case of Las Vegas street justice. There are several big players yet to take the guilty plea, lawyers, judges, you know, people you come to suspect should believe in truth, justice and the American Way.

Federal Justice department investigators are getting in so much practice they could set up the same investigation in virtually any big city in the country. And once again, they’ll end up with crooked lawyers, judges, police officers and management companies. It’s so easy to steal from homeowners who 1. aren’t allowed to audit the books, 2. wouldn’t have an idea how to perform a forensic audit, and 3. have no access to an independent jury system.

Homeowner Associations are fundamentally corrupt. They were constructed in ways that would always make them corrupt. And despite the impotent excuses their defenders use to protect them, those defenders would probably make some excellent first targets as new investigations start popping up.