Mr. Simmons, It Was Your Lucky Day!

guest blog by Nila Ridings

Here’s a veteran who has no clue how lucky he was when the VA loan he was planning to use to purchase a condo did not pan out.

It’s a bit confusing, but it appears the Pheasant Run condo complex in Topeka, Kansas did not meet the criteria of the VA. Somehow, it is being reported that the HOA turned down the purchase due to a VA loan. I’m not exactly sure what went ‘wrong’ but I know this is the best ‘wrong’ Mr. Simmons will ever have in his life.

Being turned down to purchase a condo is like becoming an instant lottery winner! It’s the day you did not sign yourself into a prison of rules about your outdoor flowers or your window treatments, the size of your dog or whether you can have a dog, and when and where you can fly the flag of the United States of America to say the least. You will not be the guarantor for payment on the debts and liabilities of the HOA and you will keep your Constitutional Rights.

Mr. Simmons, you have been saved from a nightmare and you just do not know it yet.

I hope this man lives happily in his sister’s basement because he almost signed himself into a life of hell.

Live well, Mr. Simmons and THANK YOU for your service to our country.

On a side note: When the name of the association has the word “Run” in it, do exactly that, RUN like your hair is on fire!

Homeowners Association denies Topeka Veteran a home

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About

Ward Lucas is a longtime investigative journalist and television news anchor. He has won more than 70 national and regional awards for Excellence in Journalism, Creative Writing and community involvement. His new book, "Neighbors At War: the Creepy Case Against Your Homeowners Association," is now available for purchase. In it, he discusses the American homeowners association movement, from its racist origins, to its transformation into a lucrative money machine for the nation's legal industry. From scams to outright violence to foreclosures and neighborhood collapses across the country, the reader will find this book enormously compelling and a necessary read for every homeowner. Knowledge is self-defense. No homeowner contemplating life in an HOA should neglect reading this book. No HOA board officer should overlook this examination of the pitfalls in HOA management. And no lawyer representing either side in an HOA dispute should gloss over what homeowners are saying or believing about the lawsuit industry.

6 thoughts on “Mr. Simmons, It Was Your Lucky Day!

  1. Joyce

    I live in a condo in Atlanta, Georgia. Our location has been zoned for business. We have an investor that is buying up units. The property is being rundown. The investor is renting out units to anyone. Our fees are very high. They’ve closed the pool; stopped cleaning the halls, etc

    Reply
    1. Ward Lucas Post author

      Hi Joyce. I hope everybody pays attention to what you’re telling us. HOAs are supposed to protect your property value. They don’t. They never do.It’s the biggest racketeering scam on the books. Speaking of which, wait’ll you see the blog I’m writing up for tonight on the ongoing HOA scandal in Las Vegas!

      Reply
  2. Nila Ridings

    Joyce,

    Your situation is the one I am dreaming of. I want out. I do not want to sell to some poor sucker. A sucker is what every owner in an HOA is looking for to unload their HOA nightmare onto.

    In your case, an investor has other plans for the place. SELL. SELL. And run as fast as you can. Rent a nice apartment with a pool and live happily ever after with your sanity and bank accounts intact.

    Keep us posted!

    Reply
  3. Deborah Goonan

    Joyce, what you are describing is the typical condo takeover scheme.

    Condos and HOAs are vulnerable to considerable real estate speculation. Unscrupulous investors love them because the more units they buy, the more votes they accumulate. A well-funded investor can quickly buy control of the entire association, and then begin to wreak the kind of havoc you are experiencing.

    The goal is to make living there so unpleasant that you’ll sell your unit to them for pennies, just to escape. If that doesn’t work, then the fines and special assessments will begin. Those that are unable to pay up will wind up with a lien on their property and the threat of foreclosure. The few who survive this attempt at extortion will eventually find themselves forced out when the investors have enough votes to terminate the condo association and force the sale of remaining units to them.

    The investors probably want your condo building(s) so they can redevelop for commerical purposes.

    Please know that you are not alone, and that this scenario is playing out all over the US. It does not get much attention from mainstream media, but it should. Our federal and state leaders should not allow this injustice to happen.

    Reply
  4. Nila Ridings

    I agree, Deborah that it’s wrong. But anything that gets a person out of a horrible HOA situation is a good thing, in my opinion.

    Like I said, I dream of having such luck that will set me free of this horrible nightmare I’ve been living for over ten years!

    Reply

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Mr. Simmons It Was Your Lucky Day!

      Comments Off on Mr. Simmons It Was Your Lucky Day!
guest blog by Nila Ridings

Here’s a veteran who has no clue how lucky he was when the VA loan he was planing to use to purchase a condo did not pan out.

It’s a bit confusing, but it appears the Pheasant Run condo complex in Topeka, Kansas did not meet the criteria of the VA. Somehow, it is being reported that the VA turned down the purchase due to a VA loan. I’m not exactly sure what went ‘wrong’ but I know this is the best ‘wrong’ Mr. Simmons will ever have in his life.

Being turned down to purchase a condo is like becoming an instant lottery winner! It’s the day you did not sign yourself into a prison of rules about your outdoor flowers or your window treatments, the size of your dog or whether you can have a dog, and when and where you can fly the flag of the United States of America to say the least. You will not be the guarantor for payment on the debts and liabilities of the HOA and you will keep your Constitutional Rights.

Mr. Simmons, you have been saved from a nightmare and you just do not know it yet.

I hope this man lives happily in his sister’s basement because he almost signed himself into a life of hell.

Live well, Mr. Simmons and THANK YOU for your service to our country.

On a side note: When the name of the association has the word “Run” in it, do exactly that, RUN like your hair is on fire!

Homeowners Association denies Topeka Veteran a home

 

Please follow & like us :)

About

Ward Lucas is a longtime investigative journalist and television news anchor. He has won more than 70 national and regional awards for Excellence in Journalism, Creative Writing and community involvement. His new book, "Neighbors At War: the Creepy Case Against Your Homeowners Association," is now available for purchase. In it, he discusses the American homeowners association movement, from its racist origins, to its transformation into a lucrative money machine for the nation's legal industry. From scams to outright violence to foreclosures and neighborhood collapses across the country, the reader will find this book enormously compelling and a necessary read for every homeowner. Knowledge is self-defense. No homeowner contemplating life in an HOA should neglect reading this book. No HOA board officer should overlook this examination of the pitfalls in HOA management. And no lawyer representing either side in an HOA dispute should gloss over what homeowners are saying or believing about the lawsuit industry.