Category Archives: QFCA

The Letter From Dave Clouse

guest blog by Nila Ridings

It seems Dave Clouse had some things he needed to get off his chest about his condo so he wrote the editor of the Bradenton Herald.

Dave’s condo complex, Bridgewater Townhomes in Point Pleasant has a termite issue. Well, really it sounds more like a serious problem. And the termite problem is more serious because the HOA board refuses to allow proper treatment to wipe out the termites.

No tenting! That’s right when termites are severe enough the entire structure has to be “tented” and everybody has to leave the premise for an extended time period. What also happens is EVERYBODY sees this tent and wants to know what it is and why it’s needed. That is precisely why the HOA board does not want this type of negative attention drawn to Bridgewater Townhomes in Pleasant Point. Nope. It’s better to let the termites eat the building to the ground than to let the “outsiders” know the place is infested with termites! I’ve found that to be typical HOA board common sense.

Dave starts his letter with: “Buyer beware! Many people are attracted to the maintenance-free lifestyle that duplexes, condos and townhome owners enjoy. It is attractive to have the homeowners association be responsible for the outside maintenance of your building and property, especially if you only live here part time.”

I must say that is the propaganda that buyers are fed when they are looking to jump into the dark abyss of HOA ownership. He is correct in sounding the alarm of, “Buyer beware!”

The termite concern is just one of many that come with condos. Most people do not realize they will be needing approval for the interior changes they plan to make as well. Thinking of wood floors? Think again. Most condos allow wood floors on the ground floor only. From the second floor up those folks have cork floors. I visited a friend in a million dollar plus ocean front condo in Naples, Florida that had cork flooring. I didn’t like the look or feel of it. She didn’t like carpeting, but wood floors were out of the question. Tile floors? No, no, no, not having those either. Just more reasons to never buy a condo or in an HOA for that matter.

As for poor Dave Clouse, I hope he gets out before the termites digest his home!

(link to termite letter in Bradenton Herald)

 

Trust A Lawyer?!?!?!

Yikes! How can I say that having two brothers who are lawyers? And how can I say that after passing the LSAT and being offered a free ride through the University of Washington Law School?

I can say that as a forty-year journalist watching lawyers in court. Never trust a lawyer.

In the link below, a CAI lawyer has tried to simplify the ‘education’ process for prospective buyers. It’s a good step forward. But I like Nila Ridings idea of making all HOA home buyers sign an acknowledgement that each buyer isn’t really buying a home. He or she is buying shares of stock in a non-profit corporation where every single asset, every bank account, every stock account, every college education account is pledged as security to pay for each and every misdeed, miscalculation, embezzlement and lawsuit involving the HOA.

Run, people, run!

Run from that HOA purchase as fast as you can!

Tell your Realtor, “Don’t show me anything in an HOA!”

(link to new HOA ‘disclosure’ papers)

 

How Many Times Have We Heard The “Gambling Excuse?”

Egads! I can’t count the times when I’ve heard about an HOA board member or HOA manager stealing money to feed his or her gambling addiction. It’s stupid. What’s even more stupid is that 66 million homeowners across the country risk all their life savings by buying into Homeowners Associations in which embezzling is endemic. If you live in an HOA, there’s a massive chance someone you’ve entrusted with your money is chiseling.

Get out! Get out! Get out! Let the national HOA Scam collapse on itself.

(link to yet another criminal stealing your money)

 

Madonna’s HOA problems

Madonna may decide her uppity New York co-op neighbors aren’t worth the rent. She’s suing because the co-op board doesn’t want Madonna’s kids or domestic help staying there when she isn’t physically in the building.

In the story linked below, I don’t read that she’s suing for racial discrimination, but I’d bet my last dollar that’s going to be a central point of her lawsuit. Some white folks just don’t like it when people of color are around. That’s how the whole HOA movement got started in the first place. Don’t believe me? Go look in the title history of your property deed!

Gosh, when is racism ever going to go away? Isn’t it time, folks?

(link to story on Madonna suing her co-op)

 

 

http://www.msn.com/en-us/music/celebrity/madonna-sues-nyc-apartment-for-allegedly-barring-her-kids-or-staff-from-staying-there-while-shes-away-report/ar-BBrihNu?li=BBnb7Kz

Madonna‘s claims her Upper West Side co-op in New York City has barred her children and staff from living in the residence while she is not there, according to a lawsuit obtained by Page Six.

The pop star – who has been traveling the world on her Rebel Heart tour – alleges that Harperley Hall “illegally changed her original proprietary lease in April 2014 to say that her children and domestic help cannot live in the unit unless she herself is ‘in residence’ at the time,” according to Page Six.

Her lease at Harperley Hall prevents anyone younger than 16 from living in her apartment without an adult older than 21 also present, according to Page Six.

In her suit, Madonna, 57, said that her career requires her to travel extensively, and that she owns several residences around the world, thus creating an impossible situation, according to Page Six.

Madonna’s four children are all under the age of 21, and only one, Lourdes, 19, is older than 16.

Meanwhile, the singer is currently in the middle of a months-long custody dispute with ex-husband Guy Ritchie over their 15-year-old son, Rocco.