Tag Archives: HOA

“Quail Run Condos Falling Down, Falling Down, Falling Down, Quail Run Condos Falling Down, Run, Mr. Johnson!”

guest blog by Nila Ridings
 
What’s happening at Quail Run Condos in Charlotte, North Carolina? They have no money to repair James Johnson’s cracked foundation which has caused his floor to drop and walls to crack. But they do have money for a two year battle and a property manager who can schedule the repairs but can’t get the work started. Talk is cheap so they’ll be discussing this nightmare at the next HOA board meeting. 
 
Quality-built? Sure, if compared to your breakfast cereal box!  Lowest-grade cheap materials and sloppy construction.  In about thirty years or less they are ready to be bulldozed.  No more structurally sound than a mobile home minus the wheels.
 
Mr. Johnson, the HOA admits the structural problems are theirs to fix.  Okay, so they have breached the HOA’s side of the contract.  They break promises to repair it because you are a “troublemaker” for trying to keep your condo from falling down. I call that deceptive practices. Next, they will claim they are not responsible to pay for the interior damages. They will try to force you into bankruptcy with a legal battle which they will have funded by a multi-billion dollar insurance company that is committed to destroy you.  
  
Forget about selling.  You’ll be dumping this nightmare on some other innocent person.  Hire a structural engineer.  If they declare the place unsafe, contact the City of Charlotte Safety Inspector.  They may condemn the property.  Have your attorney sue for breach of contract and deceptive practices in violation of the North Carolina consumer protection laws. Add a demand for the HOA to buy your property and pay your legal bills. 
 
If you don’t, you’re right, you’ll have to pay somebody to take this worthless piece of crap off your hands.  This is precisely why condo owners all across America are walking away and letting the banks foreclose on their properties.  
 
How do I know this drill?  I live in an HOA with nearly these identical problems.  I’ve been living this same nightmare for eight years!!!!!!
 
TRUST ME, IT DOES NOT GET BETTER!
 
I’ve learned these maintenance-provided HOAs are nothing but cash cows for the HOA, property managers, insurance companies, attorneys, and the city and county tax collectors. They are a massive hemorrhage on the owner’s bank account, health, and happiness.
 
Maintenance-provided is the worst kind of HOA hell.  The buyers become the losers the day we sign the contract!  
 

(click here for WCNC-TV news story) 

 

Read The Book. Return The Book. Or Get Booked!

guest blog by Nila Ridings
 
Are you borrowing Neighbors At War! The Creepy Case Against Your Homeowners Association from your local library?  Don’t miss the due date for return or there’s a chance you’ll end up in jail!
 
This is the only book I own that has yellow highlighter on the pages from cover to cover.  Marking all the important things I wanted to reference later.  Library users tell me once they read a couple of chapters they had to own a copy so they could mark theirs, too!
 
Save yourself some time…just buy it!  
 
Living in an HOA is already too much like being locked in a jail.  Except you have to pay to live there and there are no free meals!
 
 
 

More on the Civil Forfeiture Issue

You don’t have to be a left-wing nut case, a right-wing crackpot, a Libertarian fruitcake or a Tea Party wacko to believe this practice is wrong!

In this blog we’ve wailed and moaned about the fact that Homeowners Associations are not democracies, they are despotic tyrannies in which agenda driven homeowners get themselves elected to a perch from which they can terrorize their fellow neighbors. They levy fines, file lawsuits, seize homes, and in state after state homeowners lose everything they own without the case ever being overseen by a judge.

Seem a little bit fascist?

Well, these despots have a pretty good model. They need only look as far as their local police department for the ultimate how-to rule book.

Under federal law police departments can seize, almost at will, any property or assets which they can argue might have been used in commission of a crime. At first glance it seems like a good idea. You might not be able to convict the drug dealer but you can seize his crash pad and Mercedes and use them to bribe drug informants. You can also use confiscated goods to pay yourself overtime. That’s a great plot line actually used in many cop shows. 

But look at it from the standpoint of a few troubling clauses with roots in the U.S. Constitution. Due process. Innocent until proven guilty. The right to be secure in your persons, houses, papers and effects, probable cause….and all of that backed up by a mandated sworn warrant.

But if the cops get a crack at stuffing into their pockets the personal belongings of a ‘suspect’ in any kind of potential criminal case, where is our fundamental freedom as Americans? When ‘suspects’ who are never accused or even found guilty of a crime suddenly find their bank accounts frozen and drained by some overreaching small town sheriff, where’s the justice? It’s non-existent, of course.

That whole question of ‘civil forfeiture’ has suddenly landed on the oak (mahogany?) desks at the U.S. Supreme Court. This couple took out a loan on their house to pay their legal bills after they were indicted for allegedly stealing medical devices. That money was frozen.

There’s yet another pending case where a citizen is exerting his or her rights under the U.S. Constitution. It involves the owners of a grocery store who were accused by the IRS of tax violations. With nothing being proven, the IRS seized their $35,000 business bank account because it appeared there were one or two transactions above the $10,000 level. That level, BTW, is some kind of ‘secret signal’ that financial shenanigans are going on.  

This is certainly an interesting period of time in our nation’s history. We may be telling our grandchildren, “Yes, let me tell you a story from long, long ago when Americans actually had freedom.”

So very sad.

(huffington post story on forfeiture case)

 

 

Wouldn’t It Be Great If We Could “Fix” HOAs This Same Way?

guest blog by Nila Ridings
 
This link should put all sorts of ideas in your mind about how to fix up your failing HOA. If only we could Photoshop our neighborhoods the same way the fashion industry does its models:
 
 
 
36 seconds and “POOF!” Your HOA has no wood rot, no broken sidewalks, no dead tree limbs, dog poop, or peeling paint.  Wouldn’t that be amazing?
 
I actually have seen this very thing being done on real estate websites.  Potential buyers are stunned when they walk in and discover the kitchen is laminate, not granite. The pool isn’t out back, but three doors down in the board president’s back yard.  And the garage is a single not a triple.  And those beautiful multi-colored leaves on the maple tree outside the dining room picture window? That tree doesn’t even exist.
 
Deception is everywhere. Sadly, it’s becoming an acceptable practice.  But somebody always ends up a victim and reality hits like a brick.  This kind of deception is happening all across America’s homeowners associations.   
 
Life isn’t being lived like it’s portrayed in the pictures.

 

What’s a Nazi? And What’s a Police State?

Perhaps there’s a fundamental problem in our school system, or maybe Americans are just too apathetic to care, but the video linked below is really quite shocking.

Mark Dice calls himself a political prankster. His latest stunt is handing out a petition to see if people would support the creation of a police state like that in Nazi Germany. The Orwellian police state, Dice said, is needed to keep us all safe.

Did people sign the petition?

As you watch the video below keep asking yourself, “Would Americans really vote themselves into a tyrannical form of government?”

Well, 62 million of them already have.

(click here for the Mark Dice video)