Transfer fees are among the biggest scams in the housing business. North Carolina residents tried to get them outlawed. Colorado is trying. New Mexico is trying. Transfer fees are a ‘little’ item on your paperwork that pops up when you try to sell your home. If you live in a Homeowners Association of any kind you’re likely to learn that you have to pay the fee before you can sell to a buyer. Transfer fee. That means some property manager had to photocopy the HOA covenants, probably a hundred or so pages. But you don’t photocopy them one page at a time. No, they’re on his computer. Push one button and the printer spits them all out in a couple of minutes.