G-L-O-R-I-A Wins The Lottery But Loses Her Mind!

guest blog by Nila Ridings
 
Who doesn’t dream of winning the lottery?  Ms. Gloria MacKenzie was the lucky winner of $590,000,000.  She is set for life…well most likely not.  She paid 1.175 million for a house in a gated HOA with a private golf course near Jacksonville, Florida.images[2]
 
Gloria, do you know those CAI-trained HOA board members are drooling on their Brooks Brothers shirts and dripping on their Armani shoes just waiting for you to make one little mistake so they can start assessing you with fines?  My dear, don’t you dare plant one flower of the wrong color or park your car outside of your garage on your driveway for even five seconds.  You are a retired single woman with a target on your back. You’re in an HOA, remember?  You’re the ultimate bull’s eye.  You’ve paid cash.  You have cash.  And everybody knows it.
 
The only consolation is:  Gloria has enough cash to buy the whole darn neighborhood if they provoke her enough!
 
 

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About

Ward Lucas is a longtime investigative journalist and television news anchor. He has won more than 70 national and regional awards for Excellence in Journalism, Creative Writing and community involvement. His new book, "Neighbors At War: the Creepy Case Against Your Homeowners Association," is now available for purchase. In it, he discusses the American homeowners association movement, from its racist origins, to its transformation into a lucrative money machine for the nation's legal industry. From scams to outright violence to foreclosures and neighborhood collapses across the country, the reader will find this book enormously compelling and a necessary read for every homeowner. Knowledge is self-defense. No homeowner contemplating life in an HOA should neglect reading this book. No HOA board officer should overlook this examination of the pitfalls in HOA management. And no lawyer representing either side in an HOA dispute should gloss over what homeowners are saying or believing about the lawsuit industry.

2 thoughts on “G-L-O-R-I-A Wins The Lottery But Loses Her Mind!

  1. rto

    The H.O.A. industry views homeowners as a resource to be mined for their worth.

    Finding the Gold
    by HindmanSanchez (an H.O.A. law firm)

    Collecting assessments [*] from delinquent owners is a little bit like mining for gold. First you have to find the gold.

    With delinquent owners getting a judgment is usually the easy part. Next comes the hard part, finding the gold. We have to locate attachable assets to satisfy the judgment. Generally attachable assets come in the form of a bank account or an employer. But there can be other attachable and valuable assets. Some of these include vehicles, boats, recreational vehicles, planes and motorcycles (only if there is no loan against them), valuable collections such as rare comic books, businesses, other real property, significant jewelry. Finding all of these assets isn’t as easy as it sounds. That’s were managers and board members come in. Much like prospectors, you can help find the gold by conveying the following information to us:

    1. Any phone numbers of record for owners (work, home or cell);
    2. Employment information;
    3. Copies of cancelled checks from last payment made by the owner;
    4. Description of all vehicles, boats, RVs, motorcycles, etc. seen at home (with license plate numbers if available);
    5. Any information you know about the owners such as they inherited a lot of money recently, they have another house in Aspen, or they have a computer consulting business on the side.

    All of this information can be used to find the gold and use it to satisfy the debt owed to your association

    * “Assessments” includes any arbitrary fines and fees, including attorney fees.

    Reply

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