Frickin’ FEMA

A Hurricane? And You’re Not Covered?

A recent issue of Realty Times discusses what thousands of victims of Hurricane Sandy already know: Homeowners in HOAs Co-ops and Community Associations aren’t eligible for storm coverage.

Huh? What’s that again?

FEMA, the Federal Emergency Management Agency, says Homeowners Associations are private businesses. As such, a homeowner who’s damaged in a major disaster can’t get federal grants. If they’re lucky they might qualify for loans, but by buying into a Homeowners Association a homeowner is actually just a shareholder in a business enterprise, not a real homeowner.

So, all you great people who bought into a condo, townhome, co-op, or Homeowners Association don’t wait for that check from the feds. It’s probably not coming!

(click here for FEMA nightmare)


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Ward Lucas is a longtime investigative journalist and television news anchor. He has won more than 70 national and regional awards for Excellence in Journalism, Creative Writing and community involvement. His new book, "Neighbors At War: the Creepy Case Against Your Homeowners Association," is now available for purchase. In it, he discusses the American homeowners association movement, from its racist origins, to its transformation into a lucrative money machine for the nation's legal industry. From scams to outright violence to foreclosures and neighborhood collapses across the country, the reader will find this book enormously compelling and a necessary read for every homeowner. Knowledge is self-defense. No homeowner contemplating life in an HOA should neglect reading this book. No HOA board officer should overlook this examination of the pitfalls in HOA management. And no lawyer representing either side in an HOA dispute should gloss over what homeowners are saying or believing about the lawsuit industry.

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