Tag Archives: foreclosure

Disparate Impact Now The Law

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As predicted here many months ago, the U.S. Supreme Court was in a position to issue a ruling that could have a massive impact on Homeowners Associations. It has now ruled that ‘disparate impact’ in discrimination IS discrimination. In other words, even if a neighborhood didn’t know it was actually discriminating against protected classes, if the impact’s outcome meant the protected person felt he was a victim of discrimination he probably was. It’s a hammer blow to the brains of lenders, insurers and Homeowner Associations that felt they could discriminate at random just by trying to prove they weren’t really trying to discriminate.

What that means for you, the homeowner? Well, since the mistakes of managers always mean you have to pay the bucks, guess whose pockets the money comes from to pay the lawyers and the discrimination judgments? Why, on you of course. Remember, you’re not a homeowner. You’re a shareholder in the corporation that pretends it’s your HOA. But as a shareholder you have to pay increased assessments while one of your spokespeople (board officer, office manager, property manager), was doing all the stupid stuff that got you sued.

Yes, it’s dangerous to live in a Homeowners Association.

(link to article on widened Supreme Court decision)

http://www.reuters.com/article/2015/06/25/us-usa-court-discrimination-idUSKBN0P51UO20150625

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Intriguing Massachusetts Court Decision

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I’m not smart enough to figure out all the implications of this decision. It has to do with collections of HOA and Condo fees by law firms and how they may violate the letter of federal law governing Fair Debt Collection.

If you’re as attention deficit disordered as I am, you can quickly skip down to the section entitled “Implications of the McDermott decision to get a general sense of what this decision could mean nationally.

If this decision spreads to other states, it might be a ticklish time for HOA lawyers to get into the collection business. They just might find themselves hit with massive damage suits.

Two for the Price of One? The First Circuit Holds that a Violation of the FDCPA is a Per Se Violation of the Massachusetts Consumer Protection Statute | JD Supra

 

 

Lemons And Float Away Living

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guest blog by Nila Ridings

It’s been awhile since we took a break from HOAs and let our thoughts float out to Tiny House living. If living in a Tiny House is not your dream the tremendous energy those who are putting it in the spotlight should be motivation to keep going as an HOA Warrior. It hasn’t been all that long ago only a handful of people knew anything about Tiny Houses. But the promoters of their movement have waved their magic wands and today it’s rare to meet someone that has never heard of them. Proof positive that perseverance produces exposure for options on housing sources!

A few months ago, I talked to a man involved with Lemon Cove Village in California. We had a nice visit. Of course, after the friendly ‘howdy and how are yous’ I asked if his Tiny House village had an HOA? He chuckled and asked if I didn’t like HOAs? His first clue to my answer was probably the fire that shot out the speaker on his phone! I told him I despise them!!! He was delighted to tell me there is no HOA at Lemon Cove Village. If this location is successful will there be others around the country, I asked? Indeed there will be if all goes well.

So, if you’re looking for a place to land when you’re HOA-Free you might want to check-out Lemon Cove Village where you could be sipping on sweet lemonade and laughing like a prisoner escapee

If you’re looking for some Tiny House floating and boating this uniquely designed waterworthy hotel just might suit your taste. I’m envisioning the perfect setting for this concept on the Ruedi Reservoir. That would be nothing short of amazing.

With wheels or floats there are ways to live maintenance-free, escape the HOAs, and maintain your money and your sanity.Check out Lemon Cove Village.

(link to Lemon Cove Village)

(link to Floating Hotel)

 

Just Another HOA Thief

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guest blog by Nila Ridings

No surprises here. HOAs and condo associations are nothing more than a thieves’ paradise. A simple internet search or glancing through neighborsatwar.dot com will reveal the massive numbers of thefts by HOA board members and HOA managers. The penalty…maybe a few days of community service and a little “talking to” by the judge and they are punishment free.

Here’s one in Still Meadows Condominium Association in Severn where Wanda Brooks could hardly shuffle into the courtroom with her walker but she was able to dine out, get her hair done, pay utilities, and buy gas on the HOA credit card.

Makes me wonder how many Mercedes have been purchased? How many kids have gone to college? (on a fully-paid HOA “scholarships”) How many luxury vacations have been taken? How much real estate has been purchased? How many bottles of booze have been consumed? How much jewelry has been bought? How many kids have had orthodontics? And how many boxes of diapers, dog food, and cigarettes have HOA dues paid for? Far more than we know about, I’m sure of that. Hundreds of millions of dollars per year are being stolen from homeowners and they don’t even know it.

The massive corruption in HOAs is beyond words. Yet, we have 1 in 5 Americans living inside of these hellholes under the belief their property values are protected by signing up for the HOA. What a joke!

Isn’t it interesting how people get so upset when somebody robs them of their wallet in a parking lot and it has $20 in it, but think nothing of all the years of being robbed blind by their volunteer HOA board member neighbors and paid property managers?

The more HOAs that are built in America should reduce the number of bank robberies, I would think. One comes with time in the federal penitentiary, the other with best wishes kisses from the judge.

(read it and weep, another embezzlement case)

Dead Beavers?

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I thought I’d heard of everything, but readers of this blog site send me the most wonderful material. Homeowner association disputes go to cops and courts all the time. But the latest one from Forsyth County, Georgia got me chuckling.

A board member upset a homeowner who went home and told her husband. The husband then slimed the board member on Facebook. The board member promptly filed a police complaint saying he was afraid of this neighbor for a variety of reasons such as guns, alleged PTSD, and of all things….

Hold your breath….

…leaving dead beavers in a parking lot to retaliate against a business owner.

(link to story on the dead beaver guy)