Tag Archives: foreclosure

New Ties Between Mob & Las Vegas HOA Scandal

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I’ve give anything to be able to personally report on the upcoming federal HOA trial in Las Vegas. The whole nation should be abuzz with this story about racketeering and Homeowners Associations. But few people outside of Nevada have actually heard of it. The networks simply aren’t covering it.

But reporters and columnists for the Las Vegas Review Journal are doing a great job ferreting out the weasles. The column linked below shows some pretty fascinating ties between a well-known mob drug trafficker and the HOA business.

http://www.reviewjournal.com/columns-blogs/john-l-smith/defense-hoa-scheme-trial-missed-its-mark

A Handicapped Youngster? Screw ’em!

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Great guest post by Dave Russell yesterday, good enough that I’d like to add to it.

Around the country, Homeowners Associations continue to wildly discriminate against families with handicapped youngsters. They’re shunned, they’re fined, they’re labeled ‘bad people’ who aren’t allowed to use the common areas. These stories are as disgusting as they are endemic. And they should serve as a warning to any potential home buyer that HOA property is fundamentally diseased, unfit for Americans who believe in human rights.

Yes, H.U.D. occasionally comes to the rescue on behalf of a damaged family. But these federal lawsuits are so rare they can, at best, be described as ‘show trials’ similar to the massive HOA racketeering case now being conducted in Nevada. A show trial is exactly what it sounds like. The feds ride onto the scene like rodeo cowboys, crack a few whips, and hope that other criminals across the country will be deterred from committing similar crimes. They never are.

The only solution to human rights violations by the HOA system is federal fines massive enough to stagger the imagination. Under the current system the feds win an occasional lawsuit, the HOA insurance company pays for the lawyers and fines, and the homeowners never have a hint about what really happened.

How to solve the problem? When an HOA commits an ongoing violation of federal law confiscate the entire neighborhood under public nuisance laws. Every house, every family gets evicted without compensation.

Outrageous, you say?

Impossible and illegal you say?

Hey, just look at a 2006 Supreme Court decision called Kelo. The government essentially confiscated an entire neighborhood simply for the crime of “not looking nice enough.” Actually, there was some underlying corruption there. A pharmaceutical company wanted the neighborhood for a construction project and the state gave it to them. The irony is that the drug firm decided they didn’t really want the land after all. Now this former neighborhood is just a field of weeds.

Maybe what this country really needs is a few more weeds.

(link to story on cerebral palsy family driven from Kentucky neighborhood)

 

Homeownership Rates Falling

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guest blog by Deborah Goonan

 Last week the Orlando Sentinel published an excellent but concise article about the decrease in homeownership rates in Central Florida. The Sentinel reports that homeownership rates have slipped from 77% a decade ago to 66% in 2014, and at only 59% in newer neighborhoods built in the past decade.

Florida, and the Orlando Metro area in particular, suffered some of the highest foreclosure rates in the nation. So naturally, a lot of former homeowners with poor credit have now become renters. Large real estate investment firms have snatched up distressed homes at bargain prices, and turned them into rental properties. Owners interviewed for the Sentinel article lament the fact that their neighborhoods have seen a substantial influx of out-of-state landlords leasing to transient renters, and a decline in yard maintenance and property values. Large real estate investment firms have no problem paying fees for various code violations, as they collect healthy rental income.

Long-time permanent residents express concern over the lack of community cohesion, brought about by the stark decrease in homeownership rates – in some communities, reportedly as low as 37%.

Unfortunately, no public entity bothers to collect vital data specific to HOAs. Data encompasses homeownership in general.

But since the vast, vast majority of homes in Florida are in some sort of HOA – particularly anything built in the last 30 years – might we safely assume a correlation between a high percentage of HOA properties, higher than national average foreclosure rates, and lower home ownership rates in “newer” communities? You make the call.

(link to Orlando Sentinel article, homeownership fades in Central Florida)

 

 

Rancorous Racism, HOA Style

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guest blog by Dave Russell
I have lived in HOAs for nearly two decades. I have also managed one for five years. Trust me when I tell you, I’ve heard and seen it all. I have also postulated a number of theories as to why HOAs seem to attract some of the craziest folks I have ever met.

I’ve seen seemingly normal neighbors turn into backstabbers, liars and some of the most unreasonable people you’ve ever met. I have seen neighbors hook up, break up, and then turn into complete psychopaths.

I have also seen neighbors join the board and steal their neighbors trust and money. But the one thing that just makes my skin crawl, is when one homeowner, goes after another homeowner, simply because of their race. It happens more often than you could ever imagine, especially in homeowners associations.

Sure, I’ve come across my fair share of racist homeowners. I’ve also seen my fair share of racist board and committee member. But I have never seen anything like the racial shenanigans going on in the Courtyards HOA in San Diego, California.

Seems like a homeowner has made some pretty damning accusations against his neighbors. A resident of the Courtyards HOA is in shock after she said a letter accuses her family of making meth, selling children and huffing paint was sent to 200 people in her condominium complex. Accusations that the targeted resident and her family adamantly denies.

Now the president of the HOA is calling an ’emergency meeting’ to discuss the matter with his fellow board members. It appears that the president of the association doesn’t believe any of the accusations contained in the hate letter.

I’m a little more than suspicious as to why the HOA President called an ’emergency meeting.’ Usually HOAs don’t get involved in neighbor vs. neighbor, unless perhaps, the perpetrator of the poison pen letter is an HOA committee or board member. I guess we will soon find out who he is, hopefully upon his arrest. Something about HOAs just seems to put the ‘S’ back in stupid.

Laughably Unconstitutional

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Lots of HOAs have tried to ban expressions of Free Speech. Some have discovered, to their chagrin, how expensive it is to flout the Constitution by forbidding campaign signs, religious symbols in windows or Mezuzahs on door jambs. In one famous case an elderly gentleman who stopped on his lawn to talk to two elderly women was cited for holding an unlawful assembly. Cases like that go to the Supreme Court where the lawyers make hundreds of thousands of dollars.

All that being said, you have to wonder at the idiocy of city leaders in South Pittsburg, Tennessee who decided to forbid all city employees from making negative comments on social media about other city employees, or about the city itself. Criticize your government? Go to jail!

Last night I was repeatedly brought to tears by a movie called American Violet. I would recommend it to every American of every race and religion. As a TV reporter I’ve been on many police raids and I’ve (not often) but occasionally seen physical abuse of suspects that troubled me. I’ve been in courtrooms and have seen plea bargains that greatly troubled me. This movie showed me why I had reason to be troubled.

An attorney friend of mine once told me, “A right not exerted is a right soon lost.” He wasn’t the originator of the quote. But we all should claim that quote as the guiding principle of our lives. We live in a great country. Memorize your rights. Get it clear in your mind who grants you those rights. And shout your rights from the mountaintops.

(link to story about banning Free Speech in Pittsburg, Tennessee)