Tag Archives: foreclosure

Don’tcha Just Love It!

I forget which country singer delivered that line, but I do want to pass along some lines to readers of this blog.

There’s another good article on the national HOA scam that’s making its way around the country. This one is published in Naked Capitalism and it discloses what I’ve been saying for years: Homeowners Associations DO NOT protect your property values!

In fact, the column by Yves Smith says while the national housing market is improving, the HOA market is going the opposite direction. Improper foreclosures, declining revenue from dues, underfunded reserves are slamming residents of Homeowners Associations.

And yes, more and more Americans are learning about HOA Amerika. My ongoing prediction: Things are going to get a lot uglier on the HOA side of the wall.

(link to Naked Capitalism story)

 

Flight Safety Instructions???

Nine million YouTube hits in three days! Wow!

The Australian cast of The Lion King boarded a flight to Sydney and let fellow passengers get a real taste of flying. Yes, we all value the flight attendents and pilots who get us safely to our destinations. But on this flight it wasn’t the safety briefing that got all the attention!

http://www.youtube.com/watch?v=wgSLxl1oAwA

 

Another 50,000 Month

Once again, this website has passed the 50,000 mark for people visiting us during the previous month. That kind of growth doesn’t come from me or my guest bloggers, although I love them dearly. It’s because YOU are spreading the word about the scam known as the American Homeowners Association Movement. And people are paying attention.

Some family members just got back from Spring Break week in Florida with stories about yet another family member who’s gotten his back up over a minor HOA dispute. An unmowed lawn, a too-high hedge, and the wrong kind of lamp in the window.  He plans to fight the HOA. I plan to plead with him to pay all the fines, shut up and carefully plot his escape.

You will not, you cannot win a fight against your HOA especially in Florida. Just pay the fines. Once you have to hire a lawyer, the tens of the thousands or the hundreds of thousands you spend will pale in comparison to the amounts in the original dispute. In other words, you lose. If you lose you’re a loser. The HOA system is not built to protect property values or neighborly love. It’s a contentious, dispute-driven organism which creates losers. But as an organism it does have a life cycle. Its death is inevitable.

If you can make a clean escape, or change the system from within, or spread the word to other homeowners…then you’re a winner.

A huge winner.

 

More Krap from CAI

Well, the Community Associations Institute is raising its ugly head in the California drought debate. The state is desperately short of water. The rain’s not falling, the water canals have either dried up or been diverted to rescue the obscure delta smelt. Southern California is a rat’s nest of Homeowners Associations.

But let’s not let those lush grassy HOA lawns go unwatered. As California assemblymen debate ways of forcing HOAs out of the lawn watering business, the CAI is lobbying heavily against more drought-tolerant landscaping.

The CAI says any changes in green grass would “ruin the ambience” of neighborhoods. It would lead to a “patchwork quilt of individual landscape designs.”

If the state runs dry a lot of those neighborhoods will be vacant anyway. And nothing ruins neighborhood ambience more than empty and shuttered houses.

(link to Union-Tribune San Diego drought story)

 

Condo Fires In The Past 90 Days

guest blog by Nila Ridings
 
The new year is not off to a good start for Ewing Township, Dallas, Branson, and Boulder.  Condo fires have left them with injured firefighters, displaced residents, and causes unknown. 
 
It is time to discuss fire safety in your home, condo, townhouse, or any other abode.
 
1 ) Do you own fire extinguishers?
  
2 ) Do you know how to use them? 
 
3 ) Are they stored with fast/easy access? 
 
4 ) Have they been checked by you or professionals? (see the video in the link below)
 
5 ) Do you have working smoke alarms with good batteries?  Are they tested monthly? 
 
6 ) When house guests visit do you show them where the fire extinguisher nearest their room is located?
 
7 ) Do you move the BBQ grill away from flammable surfaces and keep an extinguisher nearby?  (see link below for helpful hints)
 
8 ) When you stay in hotels do you make a note of where the fire alarm is and how many doors you are from the stairwell exit?
 
9 ) Do you know to NEVER throw water on a grease fire?  Use flour, baking soda, or smother the fire with a towel. 
 
People who do not have a fire extinguisher or know how to use one panic at the sight of smoke or flames.  It’s best to know how to fight the fire than to run around screaming.  Or grab your cell phone and start filming as some of these condo residents have done.
 
Many local fire departments will come out and change smoke detector batteries for you.  Check with yours if you need some help.
 
Last but not least, the link below offers information on buying an insurance policy for your condo.  There is a difference between condo and homeowners insurance policies.
 
In attached housing we can quickly become victims if our neighbors lack concern for safety.  Who knows what chemicals they may be storing?  Or how often they fall asleep with a lit cigarette.  Which ones leave their laptop computer on their bed all day which can cause the battery to ignite?  Lest we forget the ones that have saved newspapers and magazines since 1962 and then stack them to the ceiling.
 
With all this risk for fire it would make sense that sprinkler systems should have been mandatory to obtain building permits!  Oh wait…THAT would have taken money out of the developers’ pockets and raised the sales cost on the units.  
 
Money versus Safety.   Money always wins.