Tag Archives: HOA Neighborhood

School Loans + Home Buying = Lack of Info

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guest blog by Nila Ridings

It’s worth repeating that the only way I see changes for the future of HOAs is with the younger generations.

Younger people will listen and participate in discussions about things that could decimate their future. Many of them struggle to find jobs that allow them to live outside their parent’s basement, buy gas and insurance for their car, and still be able to stop at Dunkin’ Donuts for a latte and muffin.

The article and survey below show how the Millennial generation is carrying the burden of school loans that are causing a delay in their interest to buy a home, get married, and have children. It also addresses the fact a high percentage of these loan takers felt they were not given enough information prior to taking out the loans.

These same people will also not be told about the risks of buying a condo, loft, town house, or HOA restricted property if they depend on a Realtor, mortgage lender, or the HOA office to hand over the unvarnished truth. It won’t happen. In an effort to protect these young property buyers I will bare the truth. The whole truth. And nothing but the truth. Because I’ve spent a decade in HOA HELL I will do everything in my power to protect others from the same.

If buyers, of any age forget the sales pitch and remember the following they will be making an informed decision. You sign away your US Constitutional Rights when buying in an HOA. You become business partners with all of your neighbors in a non-profit corporation. You become the guarantor for money to pay on all debts, loans, lawsuits, settlements, liabilities, construction defects, and disaster rebuilds. And any other reason the HOA board of directors may decide an assessment shall be demanded from you.

Just like those college loans, you cannot escape the HOA payments and risks. One may be the ball and chain around your ankle while the other could be the noose around your neck.

I’m going to ask a favor of every reader. Please share this blog and the link below with every person you know between the ages of 18 and 30. We must save as many in the younger generation as possible. For each one we reach there will be countless others who will also receive this message via social networking and coffee shop discussions.

Thank you in advance for being a reader who tries to make a difference!

(link to article on student loan debt)

 

Mommy and Daddy Are Going To Jail!

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guest blog by Nila Ridings

Excuse my language, but WHAT THE HELL is going on at Raintree Lake in Lee’s Summit, Missouri?

This family project of building a playset is about to land the parents in JAIL. All because the stain they used on the wood is purple. And since when do HOAs have the legal right to put somebody in JAIL? Isn’t JAIL where criminals go? Tell me what is criminal about purple? Or a playset. Oh! That’s right we’re dealing with an HOA here. Now, this all makes sense.

I know people who live in this Raintree Lake HOA. I’m not sure how happy they will be to see their neighbors hauled off in handcuffs to JAIL over the color purple. And I know they will not be happy having their dues burned up in legal bills! I need to ask them if their HOA has built a jail for those who they think did not follow the CC&R’s? Perhaps this is the up and coming thing with HOAs? I’ve always felt like I was living in a JAIL since I moved into an HOA.

I can hear it now. “Hi Dad, it’s Marla. We’re in JAIL because we stained the girls’ playset purple! Can you come down with some bail money so we can get out of HOA JAIL?”

The internet discussions are about starting fundraiser websites to help this family fight to keep their playset. So sad. Good money being donated and spent to fill the pockets of HOA attorneys…again!

Folks, in the big picture of life would somebody please clue these Raintree Lake HOA board members in on how insanely ridiculous they are conducting themselves. When I think of the massive issues we are facing in America and worldwide, it really irks me that bullies on HOA boards are relishing the idea of destroying lives and bank accounts over nonsense. And purple paint is total nonsense!

When will the legislators wake up and see what damage is being done to homeowners by people with evil intentions?

Thanks to Scott McDonnell at KMBC for covering this story. I have tried for years to get this television station to help us educate homeowners about HOAs. Finally, I see progress is being made!

(link to KMBC story on the purpose swing set)

 

The Only Way To End The Lawlessness!

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Arizona’s George Staropoli is one of the stalwarts in fighting the national HOA scam. He has some proposed legislation that should be enacted by every state legislature. It’s simple. It’s the exact wording of a law that would require all HOAs to give back to homeowners their rights to the 14th Amendment to the U.S. Constitution.

Tell anyone and everyone running for public office that they won’t get your vote unless they read this, propose it, and enact it.

http://pvtgov.org/pvtgov/declaration-citizenship.pdf

 

A Great Resource & Great Publicity

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guest blog by Jill Schweitzer

I’m a painter, and painting a picture: Imagine living in a neighborhood where you can’t have a bench to sit on in your front yard. Imagine a Board member tries getting the board to fix a drainage issue multiple times, the Board and HOA property manager do nothing, and the condo eventually floods. Imagine having a leak for 11 months in your dining room, HOA still has not fixed it. Imagine an HOA trying to get the Board to agree to sign a Code of Conduct giving all control to the President and property manager, the rest of the Board does nothing in between meetings. Imagine a property manager that is so bad that 12% of the owners sell and move out in approximately six months, and note that the management company makes $4800 in transfer/disclosure fees as their reward for poor management?

Also note that most of those new buyers probably weren’t too happy this week to receive notice there may be a 3-5 thousand dollars special assessment. Imagine a property management company trying to charge for coupons, charging for printing because they think it’s different from copies, and trying to pay the old company a ridiculously high termite warranty renewal fee and then pretending the new termite company only gave a two year warranty, when it’s actually five years…all these situations have happened.

“Buying into an HOA with your eyes wide open” is a 22 page report about HOAs in Arizona, but basically applies everywhere. The situations above didn’t make it into the report. This week the report is being released to the world…if everyone gives it to five people, with the ‘give to five people’ message, the information could spread. Send to friends, realtors, legislators, Association of Realtors, Real Estate Commissioner, judges, news stations..even leave copies in your Doctor’s office. How refreshing to grab this report rather than your typical waiting room magazine.

One piece of material educating people on many aspects of HOA living, with a multitude of examples, written to help buyers know what they need to look for when buying into an HOA. A real eye opener…change occurs one buyer and one HOA at a time.

Legislators need to make substantial changes to the law and can’t ignore this. If they do, lets hold a rally. Most real estate agents I know are disgusted and want this changed. Today it was made available to 4700 of them. Please help by giving this report to 5 people and ask them to give it out to five people.

(go to report, print this out and distribute)

(KPHO-TV news story about Jill Schweitzer’s brochure!)

Taps

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guest blog by Nila Ridings

The first time I ever heard Taps, I was at Girl Scout camp. We sang it when our eyelids were heavy and our sleeping bags were calling our names. It relaxed me at the same time it created a rush of excitement in anticipation of waking up to a new day of celebrating friendship and learning. After that time, I mostly heard it during televised burials. On that bitter cold day in March when my dad was laid to rest, the final sounds of the service were of the trumpet echoing over the lake as Taps bid him a final farewell. I will always cherish that send off to my hero.

Here we have a Tacoma, Washington neighborhood bidding the daily sun a good-bye with Taps all because of one man, their cherished neighbor, Don Brittain. In his heart, Don is playing those notes to honor those who serve in the United States military. But the notes he echoes across Puget Sound are bringing a sense of peace to all within earshot as well.

From the video interviews and the variety of homes and paint colors I tend to believe this is not a homeowners association. But I wonder, what if? What if someone blew Taps at every sunset in America’s HOAs would it bring peace and mellow out the war zones? Or would the HOA board decide it was a reason to fine, lien, and foreclose on the trumpeter’s home?

Is there anything humanly possible that will bring peace to these nightmare HOAs? Or will that only come when these dilapidated poorly-constructed townhomes are laid to rest in the landfill while the earth is being excavated for re-development? Perhaps thenTaps will be blown for the betterment of all.

I found these videos to be very special, I hope our readers will, too.

(another story on trumpeter by KOMO TV, Seattle)