Sidewalk Chalk. It washes off in the first rainstorm. It can be hosed off in about twenty seconds. Why would a Homeowners Association care? Because when fascist leaning board members with an ‘agenda’ get elected they look for the tiniest of reasons to file suit and snatch the entire amount of your home equity. It’s not paranoia, it’s what happens it neighborhood after neighborhood across America. The Homeowners Association Movement is wildly out of control.
In Hays County, Texas, board members of the Elm Grove Homeowners Association found a victim to help bolster neighborhood finances; it was Melissa McCrary who bought her home just four years ago. She thought it was a kid-friendly environment.
Neighbors in her part of the ‘hood’ started getting letters from the HOA saying that sidewalk chalk drawings were a violation of the covenants. It was called ‘a friendly reminder.’
Sidewalk Chalk art of any kind could lead to a lien, a lawsuit, a quick auction of the house to a friend of the HOA attorney, and violators would find themselves penniless out on the street.
OK, Folks? How about buying a home in the Elm Grove Homeowners Association. How much do you think property values are worth now?
LOL! It’s pretty easy for somebody who follows my blog to think I’m stone-cold crazy about some of the horrible things that go on in the typical HOA environment. That’s why it’s fun to have YouTube in the mix.
The link below is to an outraged couple who discovered that their HOA micro-manages each and every person who spends a night under their roof. HOAs typically insist that no unrelated people live in the same house. That means a micro inspection of the relationship between every unmarried or yet-to-be-married couple spending a few nights in the same home. You have to get advance permission if someone is staying over, complete with their name, date-of-birth, Social Security Number and source of income.
HOAs have the right to determine who is an illegal resident and they can literally shut down the gate code for any homeowner who violates the policy. But figuring out who’s related to whom involves a massive amount of spying on your personal habits and the personal habits of every one of your guests.
What country are we living in, again? Just curious.
An expose’ by the Denver Post shows that many Colorado homeowners have been forced to pay legal bills to law firms which had never filed foreclosure lawsuits against their properties.
“Phantom court cases” the Post calls them. Homeowners afraid of losing their homes have been sent legal bills by county public trustees saying that foreclosures could not be stopped unless homeowners forked over the legal fees for these nonexistent lawsuits.
The homeowners always did.
Grift? Graft? Regardless of what it’s called lawyers and law firms are rarely, if ever, sanctioned. They participate in confiscation of private homes yet if they’re caught they face no penalties. Our society has been turned upside down. Shoplift more than $200 in Colorado and you face prison time for a felony. Steal thousands of dollars from distressed homeowners and you can buy your kid a Ferrari. A strange legal system in this country.
Sealed documents in a massive mortgage foreclosure fraud case against the nation’s biggest banks have now been unsealed. And the results are unsettling. I’ve long been predicting a real estate bubble in the country’s 335,000 Homeowners Associations, and I still believe it’s coming. If this mortgage fraud case picks up steam based on the release of these documents, my prediction will come true sooner than later.
The following definition is taken directly from the FBI Glossary. No further comment is necessary.
Organized Crime
The FBI defines organized crime as any group having some manner of a formalized structure and whose primary objective is to obtain money through illegal activities. Such groups maintain their position through the use of actual or threatened violence, corrupt public officials, graft, or extortion, and generally have a significant impact on the people in their locales, region, or the country as a whole.