Category Archives: Foreclosures

Read The Book. Return The Book. Or Get Booked!

guest blog by Nila Ridings
 
Are you borrowing Neighbors At War! The Creepy Case Against Your Homeowners Association from your local library?  Don’t miss the due date for return or there’s a chance you’ll end up in jail!
 
This is the only book I own that has yellow highlighter on the pages from cover to cover.  Marking all the important things I wanted to reference later.  Library users tell me once they read a couple of chapters they had to own a copy so they could mark theirs, too!
 
Save yourself some time…just buy it!  
 
Living in an HOA is already too much like being locked in a jail.  Except you have to pay to live there and there are no free meals!
 
 
 

Florida Pro-Se Homeowner Strikes Out…One, Two, Three Lawyers!

guest blog by Nila Ridings
 
Forget lawyering-up for Florida homeowner David Acosta.  He took the task of getting an injunction against Alaqua HOA on himself and Judge Marlene Alva ruled in his favor. Yep, the injunction against this maniac HOA bunch is on the record!
 
Acosta’s dues were in arrears so the HOA decided the best way to collect was to prohibit his family and friends from visiting him by calling the sheriff to have them arrested as trespassers!
 
David out-smarted three different law firms representing this Homeowners Association.  He got the judge to agree to let him pay his dues directly to the court  That fired up the HOA’s attorney who instructed the board to call a meeting and change the by-laws.  But Judge Alva ruled that meeting was illegal.
 
Acosta must have grown tired after swinging his bat at all these law firms.  He’s now hired an attorney and is suing for a settlement.  And I hope he gets a BIG one!  Six figures would be ideal.
 
Just for grins, he ought to sue the HOA attorney for malpractice, too.  And, David while you’re at it, go ahead and sue each board member for fiduciary failure!
 
Take em’ all down and send them off the field on a gurney!
 
This is one of the BEST homeowner WINS I’ve learned of to date!
 

 

More on the Civil Forfeiture Issue

You don’t have to be a left-wing nut case, a right-wing crackpot, a Libertarian fruitcake or a Tea Party wacko to believe this practice is wrong!

In this blog we’ve wailed and moaned about the fact that Homeowners Associations are not democracies, they are despotic tyrannies in which agenda driven homeowners get themselves elected to a perch from which they can terrorize their fellow neighbors. They levy fines, file lawsuits, seize homes, and in state after state homeowners lose everything they own without the case ever being overseen by a judge.

Seem a little bit fascist?

Well, these despots have a pretty good model. They need only look as far as their local police department for the ultimate how-to rule book.

Under federal law police departments can seize, almost at will, any property or assets which they can argue might have been used in commission of a crime. At first glance it seems like a good idea. You might not be able to convict the drug dealer but you can seize his crash pad and Mercedes and use them to bribe drug informants. You can also use confiscated goods to pay yourself overtime. That’s a great plot line actually used in many cop shows. 

But look at it from the standpoint of a few troubling clauses with roots in the U.S. Constitution. Due process. Innocent until proven guilty. The right to be secure in your persons, houses, papers and effects, probable cause….and all of that backed up by a mandated sworn warrant.

But if the cops get a crack at stuffing into their pockets the personal belongings of a ‘suspect’ in any kind of potential criminal case, where is our fundamental freedom as Americans? When ‘suspects’ who are never accused or even found guilty of a crime suddenly find their bank accounts frozen and drained by some overreaching small town sheriff, where’s the justice? It’s non-existent, of course.

That whole question of ‘civil forfeiture’ has suddenly landed on the oak (mahogany?) desks at the U.S. Supreme Court. This couple took out a loan on their house to pay their legal bills after they were indicted for allegedly stealing medical devices. That money was frozen.

There’s yet another pending case where a citizen is exerting his or her rights under the U.S. Constitution. It involves the owners of a grocery store who were accused by the IRS of tax violations. With nothing being proven, the IRS seized their $35,000 business bank account because it appeared there were one or two transactions above the $10,000 level. That level, BTW, is some kind of ‘secret signal’ that financial shenanigans are going on.  

This is certainly an interesting period of time in our nation’s history. We may be telling our grandchildren, “Yes, let me tell you a story from long, long ago when Americans actually had freedom.”

So very sad.

(huffington post story on forfeiture case)

 

 

Another Texas Outrage Against Handicapped

Maybe it’s my one-time Texas roots, but I just keep thinking, “Aren’t Texans smarter than this? How can they keep bashing the handicapped? Don’t they know that breaking federal law can be horribly expensive?”

But Texas HOA board members just keep doing what board members do best; their very worst.

Here’s another HOA kicking around a blind guy. He bought his home because it was just a few steps to the bus. The HOA built a fence that now requires this man to walk a mile to reach the bus stop. The blind fellow, by the way, is a lawyer. 

This is a no-brainer lawsuit, which of course will lead to special assessments against all the homeowners.

(click here for KXAN-TV news story)

 

YEAH! HUD vs. Las Vegas HOA!

guest blog by Nila Ridings
 
Life is very different for those who have a severe handicap or live with someone who does. Social events are rarely, if ever, attended.  Most outings are spent at a medical office or hospital.  Transportation is restricted to a specialized vehicle that comes with a hefty price tag.  And vacations are nearly out of the question. 
 
Above all, these families deserve compassion and kindness.  But all too often, life in an HOA shows us how cold-hearted, selfish, and ridiculous some people can be towards others.  
 
At nineteen years old Eric Doyle has suffered 500 bone fractures due to a disease over which he has no control.  He can’t go out dancing or downhill skiing like others his age. But because his parents purchased an ambulance for his transportation he can occasionally go to the movie theater or to a BBQ dinner.  
 
But Eric and his family had to go through a nightmare of threatening letters, fines, and a battle with the Harbor Cove Homeowners Association in Las Vegas and their First Columbia Community Management, Inc. property manager.  Listen to this!  They demanded he re-paint the ambulance and remove the lights because that’s what THEY wanted in order to keep their perfect little HOA in pristine condition.  You know, so the property values don’t go down. HA!
 
Harbor Cove Homeowners, welcome to decreased property values with your $65,000 settlement to Eric Doyle and all the media exposure that comes with it!  Keep your noses in the air and your hearts on dry ice.  But never forget the day could come when life isn’t perfect for you either!
 
Kick ’em harder must be the motto in the HOA and property management rule book when they know somebody can’t stand up and fight back! And threaten them with fines, liens, and lawsuits until you bankrupt them or run them out through your golden gates.
 
Readers, we must never stop fighting against these injustices!  We are better people with bigger hearts than to let others be hurt like this.
 
The Doyle family has now moved to a non-HOA community with the $65,000 check in their hand. I wish them the very best in their HOA-free life!