Category Archives: Foreclosures

Fair Housing Law Be Damned!

One of the few ways that Homeowners Associations consistently lose is discrimination against the disabled or handicapped. Still, in HOA Amerika it’s all about intentionally violating the law because the disabled generally don’t have the money to fight. Occasionally HUD will move in and assess massive fines against an Association. But even that hasn’t made much difference.

The story linked below is about an elderly Florida woman, Claribel Ruiz, who has crippling anxiety and depression. Her doctor advised her to get a companion animal, a Chihuahua which has become a life saver for her.

“Not so fast!” said the Chancellor Hall Condo Association. “Dogs aren’t allowed. We don’t give a flying fig about the American Disabilities Act. Get rid of your dog or we’ll do it for you!”

Claribel’s dog is a registered therapy dog and she even gave her HOA the doctor’s prescription for a therapy dog. The HOA’s attorney then demanded that Claribel surrender all of her medical records to the Association. She refused and finally told the Association that she would give up her dog.

“Great!” said the Association. “That’ll work, but only as long as you pay all of our legal fees!”

As this blogger sits here reading this poor lady’s story, three things stand out: The woman is single, she’s elderly, and her last name is spelled ‘Ruiz’. That’s three strikes, right there!

Where’s HUD help when someone really needs it?

Shame on Chancellor Hall Condo Association.

http://tinyurl.com/n3be6on

 

Trillions Stolen By Banks

Sealed documents in a massive mortgage foreclosure fraud case against the nation’s biggest banks have now been unsealed. And the results are unsettling. I’ve long been predicting a real estate bubble in the country’s 335,000 Homeowners Associations, and I still believe it’s coming. If this mortgage fraud case picks up steam based on the release of these documents, my prediction will come true sooner than later.

http://boingboing.net/2013/08/12/unsealed-court-settlement-docu.html

 

Backyard Chicken Wars

So strange to think that a whole movement would begin around the subject of backyard chickens. In our American frontier, no one would give a second thought to a hen or two laying eggs for the family. But things have changed. Chickens are about as welcome in most neighborhoods as ticks on a picnic blanket.

Still, there really is a movement to convince city councils everywhere that chickens in the backyard can actually be a good thing. In fact, another small town in Colorado has just approved it.

Another strange thing is that chickens are often more frequently welcomed in city, not rural neighborhoods! They keep down pests, they supply eggs, and if there are no roosters around there’s not much noise. (Funny how it’s always the men who are life’s troublemakers!)

Ah! Don’t even think about chickens in the backyard if you live in a Homeowners Association. No, the neighborhood lawn Nazis want your lawn fertilized with strong chemicals, not natural things like chicken manure.

http://tinyurl.com/lyalg9q

Bahama Mama! OUCH!

There probably isn’t a tourist in history who’s visited a resort in Mexico or the Bahamas and hasn’t been approached by a hyped up HOA salesman. You can buy a condo in La Paz, or an apartment in a proposed new resort in the Bahamas for pennies on the dollar. It sure is tempting with all that warm sun and salty air.

But beware! As bad as American HOAs are, they don’t compare to the problems you face when investing your money in another country.

Homeowners and developers are at odds in the construction of Oceania Heights, a ‘luxury’ vacation paradise in the Bahamas. A Bahamian attorney and a Canadian zillionaire are behind the project. The operable phrase is the ‘troubled’ project. It’s at a standstill with hundreds of thousands of dollars being bled out of property owners for legal fees, and what-zit fees, and whatever other money has to be passed back and forth under-the-table.

Hundreds of vacationers threw their money at the proposed resort homes. But Oceania Heights just can’t seem to get itself built.

If you think HOAs in America are plagued with problems, wait until you’re dealing with an HOA in a third world country.

Why, oh why, oh why?

http://tinyurl.com/mkxbk2t

 

Typical Trickery

There’s yet another lawsuit in North Carolina involving an HOA’s use of phony bookkeeping to jam fees down the throat of an elderly homeowner.

Alan Elam says his family is being bullied by their Homeowners Association (so what’s new?).

Charlotte House HOA and William Douglas Management say HOA dues are late after 30 days. But when Elam is more then 10 days late, he gets fined. When he pays his dues, the fine is charged against next month’s rent which makes him automatically late for the next payment. The fines and late payments have added up to more than $10,000.

Elam’s attorney calls it ‘accounting trickery.’ He’d be more accurate to call it “Standard Operating Procedure.”

The Elam family is destined to lose this lawsuit and forfeit their home.  That’s also standard operating procedure.

http://tinyurl.com/lstajgd