Category Archives: Handicap

Due Process? Screw Process!

One of my angriest complaints against the HOA movement is the almost complete void of the recognition of this fundamental principle in the documents of a typical Homeowners Association. Due Process isn’t some newfangled thing invented by our nation’s founders. No, the concept of Due Process has it’s roots in the Magna Carta, a document developed by freedom minded revolutionaries who were trying to bring a tyrannical British monarch under control.

So when our founders were establishing the kind of republic that had never existed on this Earth, a republic guaranteeing the maximum amount of freedom to the maximum number of people, they sought to interweave the concept of Due Process into our founding documents. They even wrote into our Constitution ways of correcting errors of Due Process, although it took a Civil War and a half million lives to bring that about.

But here comes the HOA movement, a movement dedicated to fleecing unwitting homeowners out of their life savings. One of the first things they had to do was generate corporate ‘agreements’ where American home buyers unwittingly signed away their rights to Constitutional Due Process. And 62 million homeowners did exactly that, leading to a fifty billion dollar industry that routinely fleeces homeowners.

Enough of my blabbing. Here comes a Homeowners Rights advocate in Nevada who gets himself appointed to a state commission overseeing Homeowners Associations. Fighting a majority of committee members who are actually part of this fifty billion dollar a year industry, he makes some crazy recommendations, like…. well, like restoring Due Process to all Nevada Homeowners.

He could never get such a thing passed, could he? Well don’t ever underestimate the power of a single man who stands up against the mob. Commissioner Jonathan Friedrich, long my hero, and long the hero of millions of Nevadans actually got a Due Process pledge passed by his seven member commission.

Certainly, Friedrich has miles to go before he sleeps, and his Due Process resolution has a ways to go before it becomes law. It’s not perfect, even he would admit that. But who knew such a resolution could come out of a State committee which is basically bought and paid for by the HOA industry? Still, it’s a privilege to reprint the words of the new resolution here, for everyone to read:       

                                              PROPOSED REGULATION OF

               THE COMMISSION FOR COMMON-INTEREST COMMUNITIES

                                               AND CONDOMINIUM HOTELS

                                                      November 15, 2013 Draft

                                                     Unassigned File #116-31085

 EXPLANATION – Matter in italics is proposed new language; matter in brackets [omitted material] is material to be omitted.

 AUTHORITY: NRS 116.615

 Create a new section or amend NAC 116.31085 to add the following language:

 Section 1.

Timing of notice of hearing: In accordance with NRS 116.31031(4)(a), a notice of a hearing setting forth the date, time, and location for the hearing and a telephone number and mailing address that the recipient may contact to request an continuance or change of hearing time or date must be sent to the record owner at the last known postal mailing address of that record owner or, if none, to the postal address to which the annual assessment notice is mailed and any other party in interest to that party’s last known postal mailing address by certified mail return receipt requested not less than 30 days prior to the date of the hearing. The 30 days shall be counted starting the next business day after mailing and ending the day before the proposed  hearing. Notice shall be considered sufficient whether or not the certified mailing has been  claimed by the addressee, provided that the sender has the stub from the United States Postal Service showing the certified mailing number, name and address of the addressee, and payment of the required fees to the Postal Service.

Personal service is not required but is an acceptable alternative to mailing as set forth herein if made within the time frame specified 

 Section 2.

Contents of Notice: Notice delivered pursuant to Section 2 shall, in addition to the date, time and location of the proposed hearing, include a specific detailed description of the alleged violation in plain language, including but not limited to a recital of the number and language of the specific section of the governing documents alleged to have been violated and including a legible photograph of any property condition alleged to constitute the violation. The Notice must also set out the  fine for this violation then in effect in accordance with the governing documents and a reasonable time within which to cure the violation, the reasonableness of the cure time being commensurate to the magnitude and seriousness of the alleged violation. The Notice must also advise the addressee of the addressee’s rights set out in Section 3 and list the members of the hearing panel with their names. and addresses.

 Section 3.

Rights of alleged violator:

1.The property owner alleged to have violated the governing documents shall be entitled to one continuance of the proposed hearing of not more than 30 days for any reason whatsoever and any additional continuances to which all the parties agree.

2. At any hearing, the alleged violator may be represented by legal counsel or by any other person of his or her choosing or by any person acting as officer, managing partner or trustee of the entity owning the property. 

 3. The alleged violator must be given written notice that they can request in writing that within 5 days the hearing be held in open session rather than in closed session within.

4. The parties may present witnesses and all witnesses shall be subject to cross-examination by the opposing party and may not without the consent of all the parties be present when other witnesses are testifying except for the alleged violator who may be present for the entire hearing and may testify if he or she so chooses.

5. Any party may make an audio and/or video recording of the hearing at that party’s own cost and expense.

 6. A transcript of the hearing shall be paid for by the party requesting same or shared by the parties if both sides so request a copy.

7. Any party needing a language interpreter or sign language presenter may bring such interpreter and/or sign language presenter to the hearing at that party’s own cost and expense. 

8. All documentary evidence to be presented at the hearing by any party must be delivered to the opposing party not less than 5 days prior to the hearing along with a list of all proposed witnesses except that the alleged violator(s) may testify without being included on a witness list.

9. An alleged violator may challenge any member of the proposed hearing panel for bias or conflict of interest or for any disqualification permitted under NRS 116. 

10. The alleged violator may make a rebuttal at the end of the presentation of all evidence and all parties shall have the opportunity to address the hearing panel with a summation at the end of the presentation of all evidence. 

11. The hearing panel, by majority decision thereof, must render its decision within 10 days .

12. The decision of the hearing panel must be mailed in writing to all parties by regular mail within  10 days of its rendering along with an explanation as to a party’s right to appeal and setting out the applicable appeal procedure.

13. A unit owner shall be entitled to appeal a decision of the Board under the Real Estate Division’s Mediation Program as per NRS 38.300-360.

 14. No additional fines shall accrue while the decision is under appeal through the Mediation Program.

15. Each side shall be responsible for their own fees and costs.

Color Them Happy

guest blog by Nila Ridings

Why buy a condo or townhouse when a colorful little village awaits us sans taxes, upkeep, the basic boring beige and the biggest reason of all NO HOA or their ridiculous dues and psycho boards?!

What a smart investor Mr. Blankenship seems to be.  He builds these darling small houses on concrete slabs and has the exteriors finished in three weeks.  He paints the exteriors beautiful warm colors of pink, green, purple, robin egg blue, and a steel blue.  He changed the roof lines so they don’t look like all of our “cookie-cutter” HOA neighborhoods.  
 
Three weeks is all it took for him to rent every one of them on one year leases at $500 per month.  And utilities are running around $50 per month.
 
This concept could be duplicated anywhere.  And everybody wins.  No apartment.  No condo. No Co-op. No HOA.  
 
For the money I’ve lost on my townhouse I could have built this whole village.  Geez, if only I could turn back time!
 
 

Excellent Advice!

guest blog by Nila Ridings

“At any given time there’s always a certain percentage of Americans looking to buy a house, and if you’re one of them we warn you: if you want a single-family home (as opposed to a condominium or townhouse where you and your neighbors share ownership of walls, roofs and other structures) avoid any real-estate purchase that requires you to join a homeowners’ association, or HOA.” ~Jennifer Abel

I’ll add one sentence. Do not buy a townhouse or condo or Co-op either!

(click here for Consumer Affairs story)

 

Council Member Shevawn Akers Kicks Off Her Heels…Says Come On, Let’s Fight!

guest blog by Nila Ridings

    ~follow up to blog of November 15th~

HOA members across the country are outraged to hear the story of 75-year old Ingrid Boak, who lost her mortgage-free home in Lexington, Kentucky. And it was all over a minuscule amount of HOA dues owed to Masterson Station.

Nathan Billings, the HOA’s attorney, says they followed the CC&Rs and it was all legal. Okay, but had there been a mortgage for $135k would this same procedure have been followed??? Admission has been made that MOST foreclosures by HOAs include an unpaid mortgage. Sorry, Mr. Billings, but this case smells worse than a pile of race horse manure!

Kentuckians are now scared of losing their homes and panic has set in. The checks are stacking up with delinquent dues payments. But don’t be jumping for joy too soon! Thanks to this story, far more home buyers nationwide have now learned the nasty, ugly and ruthless truth about HOAs! And you can bet their Realtors are going to hear, “Don’t show me any property with an HOA!!!

Hearing that a City Council member is supporting Ms. Boak gives us hope that the end result will be what’s morally right. Shevawn Akers has a Facebook page. What do you say? Let’s encourage her with our support so she’ll fight harder to save Ingrid’s home.

If Stephen Collins Foster were alive today he’d probably change his 1851 song title to, “My Old Kentucky Home before The HOA.”

http://www.kentucky.com/2013/12/03/2967748/masterson-station-foreclosure.html

 

Newly-elected HOA President Exercises Power…Off To The Court House They Go!

guest blog by Nila Ridings

Kenneth Torrence is a Palm Beach sheriff’s deputy. His best friend is his mixed breed dog, Sasha. But they both have the misfortune of living in the Whispering Woods of Palm Beach Homeowners Association. Kenneth and Sasha have lived there for two years with no problems.  

Suddenly, a newly elected HOA president, Maria O’Connell, says Sasha is a pit bull and has to go. In fact, a  letter sent by Castle Management LLC says, “If you do not take action to resolve this violation within (10) days of the date of this letter, the Association will have the work performed, with all costs charged to your account.”  
 
What are they planning???  To steal his dog?  Put her in the animal shelter? Euthanize her?  
 
Animal activist Maria Rivera says Sasha isn’t a pit bull. In fact, a DNA test showed she’s a mix of five breeds. Besides, Rivera says, other neighbors and their dogs like Sasha. The only one who doesn’t is Maria O’Connell.
 
Torrence says he’ll take it to court. Initial legal costs will be around $30,000.  But just wait and see what happens when the HOA pulls in its insurance-backed legal team to beat up on the deputy.  That 30,000 will be nothing more than seed money. 
 
I say, Kenneth, pack up Sasha and move!  Make a donation to the local animal shelter instead of paying for another vacation home for the HOA attorney!