Category Archives: Home Assoc

Have We Lost Our Minds?

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guest blog by Nila Ridings
 
This story may serve as a mind-bending psychological trip when a prospective homeowner has to “win” over the board to be granted the right to buy into a place to live. 
 
Medical students stress over the LSAT, MCAT, and Step One, Two, and Three before they qualify for a medical degree. All of those tests induce stress beyond comprehension. But it’s more understandable when you realize these positions require a great deal of commitment and little room for error.
 
Many prospective home buyers are going through similar agony over their “interviews” with co-op boards as if acceptance into one of these places could mean life or death.  Are they really providing employment details, financial records, and having their pets “interviewed” just to be able to put a roof over their heads?
 
What if they get laid off, change jobs, or their company agrees to a merger that doesn’t meet the acceptance of the board?  Or their dog goes to a new groomer and the new haircut isn’t to the liking of the uppity board president?  What happens if their uncle’s cousin is convicted of bank robbery?  Could these changes push these “lucky” homeowners into homelessness?
 
Ridiculous.  Outrageous.  Insane.  Who would, and why would, anybody ever sign on to such nonsense…and pay for it? 
 
 

Little Pleasure On Pleasure Island

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People move into lush-looking Homeowners Associations thinking they’ve bought a little slice of Utopia. But few people know that there really is no workable Utopia in this life. In fact, the original Utopia, written five centuries ago by Sir Thomas More, was actually a farce; a comedy about the inability of the human race to get along with one another. Homeowners Associations founded along the same lines of More’s Utopia have built into their own structure the probability of failure and decline into despotism and tyranny.

There’s an old bit of survivalist wisdom that teaches if three men go into the wilderness, two will always turn against the one. So any government which is allowed to use tyrannical rules against a minority is doomed to failure, disaster and a complete loss of justice. In fact, the genius of our country’s Constitution is that it doesn’t create a ‘majority rules’ ethic. It’s not a Democracy. It removes the people several steps from the rulers, and it divides the rulers into several separate but equal bodies of government. Our Congress is divided into a House and Senate. But the two must work together to pass legislation. The Executive has veto powers over Congress, yet Congress has the ability to overpower the Executive by gathering together a super-majority. And when everything goes to Hell in a hand basket, there’s a Supreme Court which can overturn or delay the implementation of bad legislation. All states except Nebraska have a similar structure (Nebraska has a unicameral instead of a bicameral legislature).

With all this in mind, we sadly turn our eyes to the Pleasure Island Mariner’s Cove Homeowners Association near Port Arthur,Texas. We’ve discussed Pleasure Island before. Like every other HOA in the country, Pleasure Island is just one vote away from disaster. If an HOA attorney needs a little extra cash, he advises the board to use minor violations of covenants to fine, seize and foreclose on straying homeowners.

Deborah Dommert got behind on her HOA dues. Then the late fees and legal bills started rising too quickly for her to catch up. Remember that HOA covenants invariably order a homeowner to pay all the legal bills of the Homeowners Association. And like thousands of other homeowners across the country, she now faces the seizure and foreclosure of her home. She has no court of last resort. She has no Congress which can pass laws shutting down these neighborhood tyrannies. She is without access to real justice.

HOA attorneys are taught by huge HOA management conglomerates to never allow a homeowner to negotiate a way to catch up on dues. In national legal seminars, attorneys learn how to boost their income by abusing those who can’t afford legal representation.

Deborah Dommert will most likely lose her home. But some investor in future weeks or months will make a tidy fortune out of her personal disaster. The investor might even turn out to be a close ‘friend’ of the HOA board or law firm.

The biggest disaster of all is the loss of personal freedom for all of us.

http://tinyurl.com/ln2pxdk

HOA Figures Involved In International Drug Trafficking?

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That headline might seem like a bit of sensational hyperbole, except that the story comes from one of the nation’s most respected journalists, John L. Smith, columnist for the Las Vegas Review Journal. I’ve talked about him before, but I don’t remember sending you to his column earlier this year on some bizarre links in the Las Vegas HOA scandal.

As you may recall, the feds have indicted or gotten guilty pleas from nearly forty HOA figures in Nevada, including famed attorneys, a famous attorney/TV talk show host, Nancy Quon, well know politicians and police officials. These are well known public figures, folks! Public figures in the Homeowners Association business. And already federal investigators have talked about organized crime, rigged HOA board elections, racketeering, attempted murder, suspicious suicides, armed robbery, hostage-taking, extortion, bribery, embezzlement from homeowners, insurance fraud. The list goes on and on.

But Smith’s column from May 19th would be freakin’ unbelievable, even as a plot for a Hollywood action flick. Except that it’s real.

This federal investigation of Homeowners Associations is the first of its kind in the country. Yet the feds know of hundreds, possible thousands of cases of HOA embezzlement across the land. It’s long been my contention that if this FBI/US Attorney’s team was planted in any major city in America, they’d find the same kind of corruption. That’s because the very model of HOA management is designed to perpetuate, excuse and even encourage corruption. This is the type of neighborhood management that’s supposed to protect your property values! But millions of homeowners have suddenly discovered that they weren’t protected. They never were.

The players mentioned in Smith’s column are almost impossible to graph out on a chart. But you’d better believe the U.S. Attorney plans to do exactly that in front of a federal jury next year.

As you read Smith’s column linked below, just ask yourself, “What if this is going on in my town?” What if?

http://tinyurl.com/mwwn3l3

 

The eBook is out!

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In case you hadn’t noticed, look at the left-hand column. You’ll see that our eBook is now out. If you’re a Kindle person, Please check it out! Click on it, enjoy! Then tell everyone you know that’s it’s now online.