Tag Archives: foreclosure

Rootin’ Tootin’ Bootin’ At Ridge Creek Condos

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guest blog by Nila Ridings

Boy, Oh Boy! Is Heritage Property Management and Ridge Creek Condos in Clarkston, Georgia trying for the Georgia State Stupidity Award???

Kayla Holland is a condo renter. Her car got booted because her landlord didn’t pay  the HOA dues. She out-smarted them, she had the tires, boot and all removed! An unidentified owner has his dues debited from his bank account but he got the boot, too.

But we sent them a letter, says the goofball property manager! Did the letter say we have no right to do this but we are? Did it say we are going to hold your personal vehicle hostage and act like the “repo man” even though this debt has nothing to do with your car? Even though our CC&Rs don’t list your car as part of the contract you signed when you bought into this lousy loser of a condo complex, we are using every method we can dream up to collect our dues? Does it say our next step to collect will be kidnapping your children? What does that letter and their CC&Rs say? I want to read them!

What happens if an owner or renter gets called out? Let’s say it’s a doctor or a surgical nurse… and they race to their car and find it’s booted? And some innocent accident victim dies because they can’t get to the hospital. Or, they damage a tire or rim with that boot and the driver has an accident at 75 MPH and it’s determined to be caused by damage to the tire. Or, some guy gets a six pack and a few shots of tequila under his belt and decides to wait in his car for the “boot man” to arrive… and he has a loaded pistol. What, then, Heritage Property Management and Ridge Creek Condo Board of Directors? What then?

Here’s “what then!” All the condo owners are going to be liable for a multi-million dollar settlement from a nice, big nasty lawsuit. All over a boot that should never have been placed on the vehicle in the first place!

Good Gawd! Where does it stop? HOAs can take your home, wipe out your bank account, destroy your health, and now they think they can lock up your car!!!

A special THANK YOU to Amy Napier Viteri for reporting this story!

(link to WSBTV news story on booted cars)

 

Another American Flag Outrage

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Yes, I know I’m harping, but every time I see one of these outrageous stories about homeowners not being allowed to display the Stars and Stripes I’m going to erupt.

As I’ve said before, I have five family members buried in Arlington, another war hero family member buried in a National Cemetery in Portland, Oregon. These men and women stood for a principle, that the American ethic means something. It means we’re courageous in the face of evil. It means we stand up for what’s right and against what’s wrong. It means that when we realize we’ve made a mistake we have a Constitution that allows us to correct it. It means if our leaders in the White House, the Congress, the Senate or elsewhere are too wimpy or too cowardly to stand up for what’s right, we have the right as American voters to toss their butts into the street.

For this Vietnamese hero fighting for his right to fly the American flag in a Houston apartment complex, I say we support him in every way possible.

(link to latest flag outrage, this one in Texas)

 

Is This The Future Of Your HOA?!?!

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I keep warning about the impending crash of the American Homeowners Association as we know it. You bought into your HOA because you thought it would protect property values. A few HOAs actually did maintain their value for a while. But just give it time. Throw a few lawsuits around, fine a few dozen homeowners for petty violations that could easily have been handled in a more genteel way. But there’s a moment coming when homeowners will just lease out their homes to get away from screaming board members.

A funny thing happens when the number of rental homes reaches a certain percentage: Mortgage companies quit lending. Then more homes are converted to rentals. More nastiness from the board. At some point your $200,000 investment becomes worth about twenty or thirty thousand. Then you have a neighborhood like the one linked below. Imagine owning a home in TymberSkan on the Lake.

From Florida to Overland Park, Kansas to Nevada and Crooked California a growing number of once thriving Homeowners Associations desperately need to be bulldozed.

(link to Florida’s TymberSkan HOA nightmare)

 

Oh! My Goodness…Imagine THIS Happening In A Condo Association

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guest blog by Nila Ridings
 
My title might have been the reaction back in the 1960’s.  Since then HOAs and COAs have come a long way in the development of dishonest business practices, deception, and embezzlement.
 
$81K was all they could charge the COA treasurer, Kostantina Gardner with stealing.  But they are sure it’s more than that.  Folks, I promise you it’s more…probably a whole lot more!
 
If not for the water bills being $55K in arrears this might have gone on for another twenty years. Clifford Albertson has been the board president since dirt was invented and he trusted this well-liked treasurer.  
 
I have some questions for Clifford: 
 
1) How did she get an ATM card on the BonAire Condominium One Complex bank account?  
This should have been established long ago that no one could walk in and acquire an ATM card!
 
2) Why was the board not reviewing the water bills? 
 
(a) And the other utility bills? 
 
(b) And most of all the bank statements?!?!?
 
 
Folks, we must change the way we think!  
 
We lock the car door when we get out.  We bolt the house shut, turn on the alarm, and illuminate the exterior.  We take steps to avoid being caught up in identity theft.  We teach our children about “stranger danger.”  We place lanyards on the elderly for a medical alert. We dance in circles and jump up and down warning our daughters about “date rape” drugs.  We cross the street and walk faster with our pepper spray ready when we see a teenager in a “hoodie.”
 
Yes, we do it ALL to protect ourselves YET we totally trust the people we should be the most suspicious of….the HOA board and the property managers!  STOP IT!  Stop trusting these people. They know you trust them by not paying attention and never asking any questions.  Stop giving them the freedom to steal, deceive, lie, and destroy your bank account and property values!
 
Think about it…If just one member of this condo association had asked to see the water bill or the bank statement this thief could have been caught long ago!  
 
Remember: the word TRUST and HOAs or COAs or property managers should never be used in the same sentence! 
 

 

Can They Really Do That?

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Can an HOA which dissolved itself really come back to life and start liening homes?

Can an HOA refuse to disclose its budget to homeowners?

Sadly, we get questions like these all the time. And the answer: An HOA can do whatever the heck it wants, whenever the heck it wants and there’s very little you as a homeowner can do about it.

Sure, you’ll read lots of ‘pablum’ like in the story linked below on how homeowners can ‘reclaim’ their neighborhoods. But it’s mostly junk information. The bottom line is that if you, as a homeowner can get screwed you probably will get screwed. Get used to it. It’s a fact of life. Of course there are laws on the books all over the country. There are laws against infidelity, too. But when’s the last time you saw anyone criminally prosecuted for it?

There really is an answer for homeowners who want their boards to follow the law. Create mandatory criminal penalties for board members or HOA managers who break the law. Throw them in jail. After all, these board members ran for office promising to be honest. Just like a Congressman who breaks the public trust, nothing will ever, ever change until we start filling our jails with public officials who refused to honor the public trust.

Jail!

Nothing else will work.

(link to nonsense article about getting HOAs to obey the law)

http://newstimes.augusta.com/news/2014-06-01/ivy-falls-home-owners-divided-over-revived-association