Category Archives: Foreclosures

Nasty, Nasty, Nasty

I never gratuitously toss around the word ‘fascism’. My parents grew up in the era of German and Italian fascism and it was a devastating word to them. But I still remember how they regarded the fascist totalitarian governments that were wreaking havoc on the world.

So, as I monitor Homeowners Association stories around the country and see stories like the one I’ve linked below, I’m just stunned at the parallels.

South Natomas, California is the scene of an ongoing donnybrook between an elderly former U.S, Marine and the Sonora Springs Homeowners Association. Allen Campbell and his wife, Cynthia, moved into the neighborhood of 200 homes in 2009. He was elected to the board of directors but he became troubled with the lack of accountability in HOA finances. In fact, he was so troubled that he resigned. Cynthia was elected to the board a few months later and she, too was dismayed by the lack of transparency and the apparent hiding of financial records. She also resigned.

The remaining board soured on the Campbell couple and the harassment began. They were banned from neighborhood facilities, shouted down at HOA meetings. At one point, the board began hiring security guards to stand over and around Campbell whenever he showed up for a public meeting. Campbell is 75, in a wheelchair and on oxygen, yet this HOA board apparently felt threatened? In one meeting Campbell says when he stood up the security guard hit him on the chest where he had a fresh incision from heart bypass surgery.

It got worse. The HOA’s law firm began sending Campbell legal bills, including a $1340 bill for a so-called “enforcement assessment.” It’s blatantly obvious that the Sonora Springs Homeowners Association and its law firm are planning on liening, seizing and auctioning off the Campbells’ home. They’ve had practice doing that, seizing at least one other home in the neighborhood. In fact, that was the exact financial issue that so troubled the Campbells. There was apparently rent money coming in from the house that had been seized, but the HOA board wouldn’t account for where the money was going.

There’s so much more in the link below. But even after reading both sides of the story, I somehow think these security guards should be wearing knee-high black boots and HOA armbands of some sort.

http://tinyurl.com/mfatyfc 

 

Ho Hum. Another Day, Another Embezzlement

KY3 News in Springfield, Missouri is reporting on a 23-count Federal Grand Jury indictment of an HOA bookkeeper in Branson.

Sarah Underwood is accused of embezzling more than 300,000 dollars from the Fall Creek Condominiums. Of course, she’s innocent until proven guilty. But according to the news media in Missouri, she wrote several checks to herself including one for $80,000!

Dumber than a box of rocks!

Next to jaywalking, embezzling from Homeowners Associations is probably one of the most underreported crimes in America. Tragically it’s only the dumb crooks who get caught. This woman certainly deserves to be a runner-up for the annual Charles Darwin award. That is, if she’s convicted.

 http://tinyurl.com/n5nf82s

 

CAI Organizes to Lobby Congress!

One of the most articulate, knowledgeable Homeowners Rights advocates in America is Arizona’s George Staropoli. When he makes a prediction you can bet on it. In his current blog, linked below, he says the Community Associations Institute (CAI) is turning its massive lobbying arm into a lobbying effort specifically targeting the U.S. Congress.

CAI is an extremely deceptive organization that turns George Orwell’s Animal Farm on its head. Up is down and down is up, good is bad and bad is good, all animals are equal but some animals are more equal than others. CAI is drowning Congressmen and Senators in the blatant lie that it represents the ‘collective’ rights and interests of all homeowners.

CAI’s website has a more honest depiction of its own organization. It says it represents 44 billion dollars worth of American real estate. What CAI will NEVER tell you is:

     the billions of dollars in fines against homeowners it has encouraged or precipitated,

     the hundreds of thousands of American homeowners it has helped bankrupt,

     the massive numbers of embezzlements from Homeowners Associations by HOA insiders,

     the numbers of murders and suicides precipitated after raw harrassment of homeowners,

     the billions and billions of dollars in HOA dues and homeowners’ legal fees it helped divert to private pockets,

     the complete fabrication that HOAs protect and preserve property value.

During the years of prohibition, Al Capone and his cronies made a fortune in illegal activities surrounding the illegal importation of alcohol. His corruption and his ability to corrupt public figures led to the explosion of La Cosa Nostra. Our Thing. The Mafia. It would be outrageous to think of such an organized crime effort creating a legal lobbying arm to twist the arms and the minds of the dimwits in Congress.

But anyone who takes a closer look at the Community Associations Institute will see how it got its start as a public ‘education’ organization, and then twisted itself into a private lobbying group that made massive profits referring HOA matters to its own ‘preferred’ phalanx of lawyers and service providers. If you’re anywhere close to the CAI, you’re going to get rich. Money from the pockets of dismayed homeowners will pour directly into yours.

CAI won’t tell you that dozens of its members or affiliates were indicted, arrested, committed ‘suicide’, or are facing racketeering charges in the current federal investigation in Las Vegas.

CAI won’t tell you that.

But I will.

And our movement is growing.

http://tinyurl.com/lv3fxhh

Another ‘Best’ HOA Bill Of Rights

Regular readers of this blog know that I never brag. And I’m never one to offer hyperbole. <smirk>

But I think MY proposed Homeowners Bill of Rights is the best one out there. It reads simply:

“All Homeowners Associations are governments, subject to all constraints in the U.S. Constitution.”

Enough said.

 

LOL! The Drones Are Here!

It’s so much fun to a see a prediction come true. For several years, now, I’ve been talking about the coming wave of inexpensive drones; flying machines equipped with incredibly clear spy cams. They’re light as a feather and designed to be astoundingly invasive. If you and your gal pal or boy toy use the backyard Jacuzzi at midnight, understand that your underwater antics are going to be displayed at the monthly HOA board meeting. From five hundred feet in the air you’ll be able to count the freckles on your lover’s shoulders. At night!

If you leave your second story bedroom shades open, these spy cams can hover and record all the action.

“Not fair!” you rant. “Not fair!”

Well, get used to it, folks, because the FAA doesn’t regulate these spy toys. Unless you’re invading federal air space there are no rules at all. And if your backside shows up on the community center’s big screen how are you going to stop it? Invasion of privacy? Heck, there’s a long list of Homeowners Associations that routinely violate privacy. Some California HOAs are doing unannounced inspections of the interior of members’ homes. It’s all in the name of stopping hoarders, of course.

Slander? HOAs routinely slander targeted homeowners. Your extra pounds aren’t slander because you did it to yourself.

Harassment? Forget about it. The ‘H’ in HOA means harassment.

Remember all those covenants and standards that you signed on your real estate documents? Well, hidden inside those documents is a clause that lets your HOA board change the covenants at will and as needed. If your HOA needs to force a targeted homeowner out (think race, religion, gender bias, marital status) then it will do so. Your lawsuit against the HOA will cost you a bloody fortune, and in the end it’ll be tossed out of court because you gave your permission to your HOA to sue you. Not only that, you agreed to pay all your HOAs legal expenses.

So, hot tub lovers, start dieting now. Your privates are no longer private.

http://tinyurl.com/mwocfal