Category Archives: Home Assoc

What Will The HOAs Say?

guest blog by Nila Ridings

For those seeking a shaded space with outdoor exposure this could be the perfect solution. It looks like the next best thing to a screened porch minus the crosswinds. And perfect for a smaller home where making the garage a multi-purpose room would be nice. Well, unless they live in an HOA.

What will happen when these start to appear? HOA board members will lay awake at night crafting new rules to prohibit them. That’s what. And they will dream of ways to spend the money they collect in fines from those who disobey the new rule.

For the lucky folks who are living HOA-Free this could really come in handy for Saturday night card parties, Sunday afternoon game watching, kids birthday celebrations, and craft projects that require ventilation. It would also be an incentive to keep the garage nice and clean!

I like it!

 

Oh, That Sinking Feeling When Your Builder Walks Away!

guest blog by Deborah Goonan

Let’s face it. There is no shortage of construction defect reports for many homes built in the past decade, and Colorado homeowners seem to have more than their share of shoddy construction.

The focus in the news lately has been on condominiums, with city leaders bucking state law to go around legal protections for homeowners, claiming that if they do not ease up on construction standards, developers won’t be able to build enough “affordable” condos for first-time buyers.

Well, here’s a story of apparent construction defects affecting some pricey single family homes on the outskirts of Frederick, roughly 30 miles north of Denver. It seems Dr. Robert Landry, a veterinarian, his wife and two small children have had to move out of their home. Landry alleges that the family’s Lennar-built “forever home” is uninhabitable, because the foundation is sinking into soft soil, allowing moisture and mold build up, buckling wood floors, and kitchen counters pulling away from the walls.

The homeowner hired an engineer to examine the foundation and crawl space, and to conduct soil testing. The results of recent soil tests indicate that the soil is too soft to support construction of a home. Lennar claims that soil testing done in 2006 indicated a drastically different soil composition that was deemed suitable for construction.

However, in 2013, Colorado saw historic flooding, and Weld County – where Landry’s home is located – was particularly hard hit. Additionally, Frederick has a history of coal mining activity, and in recent years, nearby land has become the site of oil and gas drilling, and the controversial practice of fracking. (the subject of another blog) Several of Landry’s neighbors report similar damage to their homes.

A Google search of Lennar Homes in Frederick indicates the company is no longer building homes in Rinn Valley HOA, the site of Landry’s home. Landry has approached the Town of Frederick and the HOA for assistance, before bringing his story to local media.

Landry contends that new soil testing should have been done following the 2013 floods, prior to breaking ground on his home and others nearby. He questions why the Town of Frederick approved construction and issued occupancy permits for homes built on shifting soils, particularly without drilling deep piers into bedrock to support their foundations. The inspection officer admits that the Town’s policy is to simply accept the Developer’s reports, signed by the builder’s own engineers.

This is common practice in many states – the local government’s development planning officials are mostly paper pushers. As long as the Developer files the required reports with signatures, the project is good to go. And many site inspections are either conducted by the Developer’s chosen experts, or, if conducted by the city or county, such inspections are cursory at best.

In other words, as a home buyer, no one is looking out for your interests.

To add insult to injury, the Attorney hired by Landry says that it is impossible for homeowners to sue Lennar, because the Developer requires arbitration to settle construction defect disputes. Those consumer-hostile terms were written into the sales contracts for all homebuyers. (Similar terms are most likely written into the governing documents for the homeowners association, with regard to defects that occur in the common areas.)

Landry and his neighbors hope to convince Lennar to buy back their homes, so they can move on with their lives.

Source articles and video:

(homeowner blames builder for sinking house)

(earlier report, Shifting Soil Damages Brand New Home in Frederick)

(March 2015, Dr. Robert Landry asks for assistance from Town of Frederick with Rinn Valley homes)

(Rinn Valley Ranch HOA)

Lemons And Float Away Living

guest blog by Nila Ridings

It’s been awhile since we took a break from HOAs and let our thoughts float out to Tiny House living. If living in a Tiny House is not your dream the tremendous energy those who are putting it in the spotlight should be motivation to keep going as an HOA Warrior. It hasn’t been all that long ago only a handful of people knew anything about Tiny Houses. But the promoters of their movement have waved their magic wands and today it’s rare to meet someone that has never heard of them. Proof positive that perseverance produces exposure for options on housing sources!

A few months ago, I talked to a man involved with Lemon Cove Village in California. We had a nice visit. Of course, after the friendly ‘howdy and how are yous’ I asked if his Tiny House village had an HOA? He chuckled and asked if I didn’t like HOAs? His first clue to my answer was probably the fire that shot out the speaker on his phone! I told him I despise them!!! He was delighted to tell me there is no HOA at Lemon Cove Village. If this location is successful will there be others around the country, I asked? Indeed there will be if all goes well.

So, if you’re looking for a place to land when you’re HOA-Free you might want to check-out Lemon Cove Village where you could be sipping on sweet lemonade and laughing like a prisoner escapee

If you’re looking for some Tiny House floating and boating this uniquely designed waterworthy hotel just might suit your taste. I’m envisioning the perfect setting for this concept on the Ruedi Reservoir. That would be nothing short of amazing.

With wheels or floats there are ways to live maintenance-free, escape the HOAs, and maintain your money and your sanity.Check out Lemon Cove Village.

(link to Lemon Cove Village)

(link to Floating Hotel)

 

Just Another HOA Thief

guest blog by Nila Ridings

No surprises here. HOAs and condo associations are nothing more than a thieves’ paradise. A simple internet search or glancing through neighborsatwar.dot com will reveal the massive numbers of thefts by HOA board members and HOA managers. The penalty…maybe a few days of community service and a little “talking to” by the judge and they are punishment free.

Here’s one in Still Meadows Condominium Association in Severn where Wanda Brooks could hardly shuffle into the courtroom with her walker but she was able to dine out, get her hair done, pay utilities, and buy gas on the HOA credit card.

Makes me wonder how many Mercedes have been purchased? How many kids have gone to college? (on a fully-paid HOA “scholarships”) How many luxury vacations have been taken? How much real estate has been purchased? How many bottles of booze have been consumed? How much jewelry has been bought? How many kids have had orthodontics? And how many boxes of diapers, dog food, and cigarettes have HOA dues paid for? Far more than we know about, I’m sure of that. Hundreds of millions of dollars per year are being stolen from homeowners and they don’t even know it.

The massive corruption in HOAs is beyond words. Yet, we have 1 in 5 Americans living inside of these hellholes under the belief their property values are protected by signing up for the HOA. What a joke!

Isn’t it interesting how people get so upset when somebody robs them of their wallet in a parking lot and it has $20 in it, but think nothing of all the years of being robbed blind by their volunteer HOA board member neighbors and paid property managers?

The more HOAs that are built in America should reduce the number of bank robberies, I would think. One comes with time in the federal penitentiary, the other with best wishes kisses from the judge.

(read it and weep, another embezzlement case)

We Must Stop Duping The Buyers!

guest blog by Nila Ridings

How many people don’t trust used car sales reps? Most everyone. Why? Because they assume they are shysters, liars, and con men. They are the butt of jokes, in comics, late night TV, and any other time when someone is in need of an analogy for a buyer that got ripped off by a seller. Yet, many states have a “Lemon Law” that gives the buyers some protection from a bad car deal.

I bought a pre-owned truck from a guy that was absolutely honest about it. There were no surprises, no hidden damages, and no deception. As a matter of fact, I’ve become friends with his wife and family. They are a really fun and nice family.

I wish I could say the same about real estate agents and home sellers that I’ve done business with. Let’s see, there’s been the one that failed to mention the contractor he hired threw all of the construction debris down the duct work in a two-story house that could have caught on fire. There was the real estate agent that listed a property and didn’t exclude items the tenant owned so it was sold to me with her antique light fixture and automatic garage door as well as her new gas stove in the kitchen. Then there was the couple that said they wanted to move from this townhouse because they wanted “more land.” Truth is: They camouflaged all of his shoddy DIY projects and were running from this horrible HOA!

Finally, we have a lawsuit where a real estate agent is being sued for failure to disclose. Failing to disclose construction defects, assessments, and loans held by the HOA should be automatic loss of a real estate license in my opinion. Yet, there are plenty of HOA condo, townhouse, and home sales taking place where the poor buyer has absolutely no clue what awaits them once the ink on the contract dries. No laws that require disclosure that the HOA is in debt $1,000,000. Nope, that is just a minor unimportant detail. Bull crap!

We may soon arrive at the time when used car sales rep jokes will be replaced with real estate sales rep jokes. Possibly then the legislators will pass another “Lemon Law” that will give homeowners a way out of an HOA nightmare. And buyers that are duped a right to rescind the real estate contract for up to one year. That should bring some honesty into this home buying game! It certainly would level the playing field.

As for me, I’d rather deal with the car salesman than the real estate and HOA industry any day of the week!

(link to story about non-disclosure lawsuit)