Tag Archives: foreclosure

The Boulder County Flood

Yes, I was one of those trapped in Boulder, Colorado when walls of water streamed out of the canyons and smashed into the town. There’s just no way to describe the terror of trying to escape a flood with walls of water several feet high crashing into your car in virtually every intersection. If the amounts of water that flooded Boulder County were turned into equivalent snow amounts, this storm would have produced a blizzard that amounted to 18 feet of snow! I started trying to get out of town at about 5pm and finally poured myself into bed nine hours later. This is usually a thirty minute drive for me.

But what a blessing the police officers, firemen and emergency workers were. I never saw a speck of anger or frustration with us common folk as they put up the barricades and tried to turn around motorists like me who should never have tried the all night drive.

The pictures on the news just don’t give the real drama and scope of this flood. Whole hillsides were washed down, thousands, even tens of thousands of homes will have some kind of water damage. Thousands of roads will need major repairs. A major sewage plant was ruined and there were at least three dams that either broke or were predicted to break. Some homeowners who thought they were safe building higher on the mountain did exactly the wrong thing, because raging torrents of water and boulders the size of bowling balls were running right through their living rooms. It seemed the higher I climbed on the mountain the more raging the torrents became.

A five-hundred year flood they’re calling this one. I kept looking for Noah, but I guess the Ark had filled up fast and floated on out of town.

But if you’ve ever dreamed of owning a house in Boulder, now’s the time. A ton of people want to move out and never go through this kind of thing again. Offer a bid. You’d be surprised how fast your offer would be taken.

(click here for ongoing flood coverage)

 

 

A Book Recommendation!

As regular readers of this blog already know, I never recommend books other than my own! But once you read Neighbors At War! The Creepy Case Against Your Homeowners Association, then I heartily recommend another one. I probably read it twenty five years ago, but while packing up books I ran across this oldie but goodie. It’s super short and clever, but it’s a fun read! 

29 Reasons Not To Go To Law School, by Ralph Warner & Toni Ihara. Ignore Amazon’s high prices, you can probably pick a used copy up for a buck or two.

(click here for Amazon link)

 

Florida HOA Kicked in its St. Augustine Grass!

guest blog by Nila Ridings 

The good doctor and his wife really wanted to follow their HOA’s rules and regulations. They also wanted to keep harmful fertilizers out of the Intracoastal Waterway near Jacksonville. 
 
They filed the necessary paperwork for a “Florida Friendly” yard. After getting no response during the customary 30 day waiting period, they started their landscaping project.
 
Whoa! The official “HOA Double Standard” raised its ugly head in the form of a nasty lawsuit!
 
Dr. and Mrs. Sidle had followed all the HOA rules, but the HOA didn’t bother to follow its own. So, off to see the judge they went. The court ordered mediation and the HOA board gave complete representation to the mediator to settle the case. Everyone agreed and the couple planted all the approved flowers. They were even presented with the first-ever Gold Certified Florida Friendly Landscape Award in Duval County.
 
The problem? The HOA president didn’t like the mediator’s decision and demanded a full-blown trial!
 
Ultimately, the judge ruled in favor of Dr. and Mrs. Sidle. Sadly, the Sidles weren’t awarded their legal fees. And all their neighbors will undoubtedly get slammed with a special assessment to pay for the board’s arrogance and ignorance of Florida law.
 
No mention of the current board’s status, but I hope this board president gets booted into the Intracoastal Waterway with all that soggy St. Augustine Grass draped around his neck. The Florida Friendly Landscape Award sounds like a winner but this board president has proven himself to be a real loser!
 
 

Some Much Needed Comic Relief!

Hilton Head, South Carolina must be a rip-roaring place. A paramedic who gets occasional calls there posted the following on a professional real estate blog:

“One of the local nicknames for the _______ Homeowners Association was “Viagra Falls”. This is because human nature does not change, and when unoccupied by things like work and raising children, some people become very self-indulgent, even over the top. There were frequent calls for EMS and the sheriff’s department for not only Viagra reactions, but for domestic violence/ assault charges, often stemming from a wife coming home too early from her bridge or swimming tournament and discovering her husband up to his old tricks – or new ones. There was an entire group in the complex that had weekly Friday or Saturday night “key parties” where all of the men put their keys into a basket, and take the woman home with them who picks out their key. There was a lot of Sturm and Drang over these incidents and their aftermath. As EMS, we got to witness it up close and firsthand……If this is the kind of lifestyle that appeals or that you can either accept or overlook, then by all means, go for it…. But I don’t like that sort of lifestyle… we bought 60 acres and a 100 year old farmhouse and raise our own cows, chickens and veggies…. Different strokes for different folks.”

LOL! Well, I sure hope this paramedic gets her peace and quiet in retirement. Looks like she deserves it!

 

Your Voting Rights Really Are At Risk!

There’s no better homeowners rights advocate in the country than CalHomeLaw.org., in California. I wish they’d let me link directly to some of their blog posts, but they are a paid-only subscription website and I understand and respect that. In the meantime, I have to re-purpose some of their material, while giving them full credit.

CalHomeLaw.org has been vigorously lobbying against Internet voting for Homeowners Associations. The reason is obvious. The Homeowners Association industry is a wasps nest of fraud and once they get Internet voting passed, you and I as private property owners are toast.

Their latest blog cites www.verifiedvoting.org as an expert on what goes on in elections, public AND non-profit.

Now, imagine this scenario: In California, AB-1360 would allow the HOA industry to set up its own internet election equipment, count its own votes, and name the winners. There’s no paper trail, there’s no audit. Challenging election results will be absolutely impossible.

The HOA industry has poured massive amounts of money into trying to lobby for this bill and others like it.

Remember Las Vegas? Hundreds of millions of dollars were skimmed away from Homeowners Associations into the pockets of private law firms, police officials, political bigwigs, all based on the fact that phony ‘straw men’ were elected to HOA boards in completely fixed elections!

Dang it, Folks, this is ORGANIZED CRIME! This is the NEW MAFIA!

We’ve already seen gunfire break out in a number of Homeowners Associations across America. We’ve seen suicides, and we’ve watched thousands of people evicted from longtime homes. We’ve seen cases where a buddy of the HOA lawyer bought up the victim’s home at auction for pennies on the dollars a day after the foreclosure.

Heck, we’ve even seen cases where the HOA board auctioned off and then bought a homeowner’s house and put the money back in the HOA treasury! Talk about a conflict of interest!

This is ugly stuff gang, and it’s going on in neighborhoods all around the country, even in the town you thought was so benign and peaceful.

Organize Folks! Beat these criminals down at every possible chance. I’m not much of a bell-ringing alarmist, but I know this stuff is coming. I swear to you that we are in the very real situation where Constitutional rights we all thought we once had are being pulverized. When they’re gone, we have no way of getting them back.