Tag Archives: foreclosure

This Collapse Ain’t So Funny

Last night’s blog referred you to a comedic look at those predicting a financial and housing tsunami, but this link isn’t comedic and it isn’t satirical. I suppose I don’t mind spreading the word about interesting and pertinent books, since many of my blog readers have supported my own HOA book. But this guy should really be taken seriously.

James Rickards’ new book looks at the approaching financial calamity and explains that there’s really no safe harbor for any of us. An avalanche is triggered by a single snowflake. A world financial collapse is triggered by some no-name company that goes broke at precisely the wrong time.

As an extreme HOA pessimist and critic I would never urge people to dump their HOA homes. But if I honestly believed that the pending financial collapse will claim HOA residents among its first victims, I would be remiss in not alerting you to look for safe harbor.

(link to financial collapse)

http://etfdailynews.com/2014/05/27/james-rickards-financial-collapse-and-massive-shortages-in-gold-coming/

Collapse! Collapse! Collapse!

While I honestly believe the approaching mortgage and housing collapse will be the biggest in our history, I still respect well-written satire of economic fatalists like me.

Yes, China might someday be the biggest holder of American homeowner debt, but in the meantime I’ll always be able to smile at such wonderful prose:

(how to survive the collapse)

http://www.marketplace.org/topics/economy/big-book/how-survive-next-economic-collapse

Oops! My Bad!

I’ve been accused by one of our forum members of doing a ‘bait and switch’ in my recent offer to discount book sales during the month of June. My original intent was to discount bulk purchases of my book Neighbors At War. But my wording was poorly thought out and it led to some bruised feelings among some.  The misunderstanding was my fault and I apologize to anyone who felt deceived.

While Amazon frowns on authors who discount books below their online price, I still need to correct my error. So If anyone wants to purchase a single copy (or more) for $5 per book I will respect and fulfill your order while my stock holds out. If my supply of books gets low I will instruct my fulfillment house in New Hampshire to honor the same arrangement. I am out of town until later this month, but when I return I will gladly fulfill any requests.

Again, my mailing address is:

Hogback Publishing

151 Summer St. #463

Morrison, Colorado 80465

 

 

 

 

The True Heroes

Another journalist, writing on the blogsite, watchdogwire.com has obviously paid special attention to the growing national HOA debacle. We’re all witnessing the beginning of a crash of a massive part of the American dream, the thrill of home ownership.

The right to own a home sets us apart from all other people on the planet. And home ownership was ingrained in the mindsets of early arrivals on our continent. The idea of personal ownership of property is so woven into our history and our Constitution that it’s been rightly said that no other right is as fundamental to the idea of being truly American than this right to own a patch of ground. It’s our ‘castle’, our protection against the intrusiveness of government, our protection against those forces which would try to confiscate what we own.

Of course, for years government has used the courts to intrude on the sanctity of this right, but it’s still written into the fabric of our souls. The act of owning a home is what makes us truly American.

The American Homeowners Association movement is fundamentally flawed because it fools would-be homeowners into believing we possess such a right. The purchase of an HOA or condo controlled housing is not truly an exercise of this right. Instead, we are merely purchasing a ‘share’ in a corporation which in turn owns the home we fool ourselves into believing we own. Owning corporate shares in a neighborhood is not the same thing as owning a home in a neighborhood. Your purchase of corporate shares is not protected by the Constitution. Your corporate ‘share’ is not your ‘private castle’ and it can never be. Your privacy or the Constitutional protection of your ‘private papers’ is not guaranteed in your corporate documents. Thus, in a private home there are no rights to practice your own religion, no rights to speak your mind, no rights to assembly or to own and carry a gun, no rights against having the government seize your property in order to house troops, no right of habeus corpus. Indeed, the right not to face discrimination because of race or disability is constantly under attack in the HOA corporate structure.

On this website, you’ve read the guest blogs of many people who are true American heroes. People like bloggers Nila Ridings, George Staropoli, Shu Bartholomew, Jonathan Friedrich, Col. Bob Frank, Jan Bergemann, Dr. Gary Solomon, Evan McKenzie are the true heroes of our age. These are the people who have stepped up in a public forum to take a stand against what they see as a fundamental wrong in our society. They all could have taken the easy way out by ducking controversy and fleeing from social suicide. But they’ve taken great social, financial and legal risks to “do the right thing.” Because of the risks they take in ‘going public’ they will someday be recognized and admired for their bravery. They are our modern-day pioneers in every sense of the word.

How many of us have wished we could have been counted among the brave souls who stood up for civil rights in the 60s? How many have wished we could have opened our mouths and hearts and given a warning about the approaching housing tsunami which threatens our very existence as a free people?

Not enough. Not nearly enough. That’s why I so admire the bravery of the tiny handful of people who’ve actually sacrificed and joined the fight so others don’t have to.

(link to watchdogwire.com)

http://watchdogwire.com/blog/2014/06/03/homeowner-associations-americas-hidden-layer-government/

 

 

70 Years Ago Today…Far Far Away in Normandy

guest blog by Nila Ridings

It’s with deep emotions and a heavy heart that I write this blog about D-Day.

On that beach, dressed in the United States Army military fatigues with a rifle and a helmet was the man that ten years later would become the most influential person in my life. He was six feet tall, slender, beautiful blue eyes, thick dark brown hair with a wave on the side, a grin that melted everybody’s heart, and a sense of humor that could turn the toughest situations into one that made me laugh. Mom’s girlfriends said he was so dreamy looking he could have been a movie star. By the grace of God, I was one of three lucky girls that got to call him Dad.

He wasn’t a war hero, he was my hero. From my earliest memories in life, he was always my best friend. He was a very successful businessman, but first and foremost he was a loving husband, father, grandfather, son, brother, uncle, friend, and employer. He never missed my dance recitals, or a chance to make latrines for my Girl Scout camp. He was at every event I was a part of in school even when he was sitting in the freezing cold on concrete bleachers while I was cheering for our team until I lost my voice. He taught me about life, people, money management, construction, honesty, integrity, motivation, ambition, problem-solving, decision-making, project management, and taking good care of customers. He lived by his motto of “Work hard and play hard but never do too much of either one!”

We went to air shows and boat shows, car races and rodeos, the circus and ice skating performances. We went to Disneyland and Fairy Land, and coast to coast in the family station wagon. We ate well and lived comfortably in a beautiful HOA-FREE neighborhood. We had nice cars, boats, clothes, and a vacation home.

I’ve been extremely fortunate. And, my Dad told me to never buy a home with an HOA. I didn’t listen to his advice and I’ve paid the price. I fight every day to educate others about the horrors of HOAs and try to protect them from this misery. My Dad is my driving force, the wind beneath my wings, and the angel on my shoulder. He knew this HOA battle would grow ugly and brutal and I fight it to honor him.

He fought for our country to protect our freedoms from being destroyed by our enemies. When WWII was over, he returned to Kansas and never shared a word about what he saw on June 6, 1944. I just always knew we would take no vacations where we slept in a tent or away from American soil. And rice was never served on our dinner table. I did not know where my Dad was on D-Day until after both of my parents were gone and a family friend told me. I cried for hours.

Many men lost their lives. Wives lost their husbands, children lost their dads, mothers and fathers lost their sons, and brothers and sisters lost their brothers, and families lost loved ones seventy years ago on this fateful day. May we pause to remember each of them. And, pray that the citizens of our country and especially those of us in HOAs will recognize they did not make the ultimate sacrifice so we could turn against and battle each other on American soil today.

Beyond words…I love you and miss you, Dad.

Thank you for your service to our great country.

Elmer L. Ridings, 1922-1988