Tag Archives: HOA Nightmare Stories

The Letter From Dave Clouse

      1 Comment on The Letter From Dave Clouse
guest blog by Nila Ridings

It seems Dave Clouse had some things he needed to get off his chest about his condo so he wrote the editor of the Bradenton Herald.

Dave’s condo complex, Bridgewater Townhomes in Point Pleasant has a termite issue. Well, really it sounds more like a serious problem. And the termite problem is more serious because the HOA board refuses to allow proper treatment to wipe out the termites.

No tenting! That’s right when termites are severe enough the entire structure has to be “tented” and everybody has to leave the premise for an extended time period. What also happens is EVERYBODY sees this tent and wants to know what it is and why it’s needed. That is precisely why the HOA board does not want this type of negative attention drawn to Bridgewater Townhomes in Pleasant Point. Nope. It’s better to let the termites eat the building to the ground than to let the “outsiders” know the place is infested with termites! I’ve found that to be typical HOA board common sense.

Dave starts his letter with: “Buyer beware! Many people are attracted to the maintenance-free lifestyle that duplexes, condos and townhome owners enjoy. It is attractive to have the homeowners association be responsible for the outside maintenance of your building and property, especially if you only live here part time.”

I must say that is the propaganda that buyers are fed when they are looking to jump into the dark abyss of HOA ownership. He is correct in sounding the alarm of, “Buyer beware!”

The termite concern is just one of many that come with condos. Most people do not realize they will be needing approval for the interior changes they plan to make as well. Thinking of wood floors? Think again. Most condos allow wood floors on the ground floor only. From the second floor up those folks have cork floors. I visited a friend in a million dollar plus ocean front condo in Naples, Florida that had cork flooring. I didn’t like the look or feel of it. She didn’t like carpeting, but wood floors were out of the question. Tile floors? No, no, no, not having those either. Just more reasons to never buy a condo or in an HOA for that matter.

As for poor Dave Clouse, I hope he gets out before the termites digest his home!

(link to termite letter in Bradenton Herald)

 

Trust A Lawyer?!?!?!

      2 Comments on Trust A Lawyer?!?!?!

Yikes! How can I say that having two brothers who are lawyers? And how can I say that after passing the LSAT and being offered a free ride through the University of Washington Law School?

I can say that as a forty-year journalist watching lawyers in court. Never trust a lawyer.

In the link below, a CAI lawyer has tried to simplify the ‘education’ process for prospective buyers. It’s a good step forward. But I like Nila Ridings idea of making all HOA home buyers sign an acknowledgement that each buyer isn’t really buying a home. He or she is buying shares of stock in a non-profit corporation where every single asset, every bank account, every stock account, every college education account is pledged as security to pay for each and every misdeed, miscalculation, embezzlement and lawsuit involving the HOA.

Run, people, run!

Run from that HOA purchase as fast as you can!

Tell your Realtor, “Don’t show me anything in an HOA!”

(link to new HOA ‘disclosure’ papers)

 

Madonna’s HOA problems

      No Comments on Madonna’s HOA problems

Madonna may decide her uppity New York co-op neighbors aren’t worth the rent. She’s suing because the co-op board doesn’t want Madonna’s kids or domestic help staying there when she isn’t physically in the building.

In the story linked below, I don’t read that she’s suing for racial discrimination, but I’d bet my last dollar that’s going to be a central point of her lawsuit. Some white folks just don’t like it when people of color are around. That’s how the whole HOA movement got started in the first place. Don’t believe me? Go look in the title history of your property deed!

Gosh, when is racism ever going to go away? Isn’t it time, folks?

(link to story on Madonna suing her co-op)

 

 

http://www.msn.com/en-us/music/celebrity/madonna-sues-nyc-apartment-for-allegedly-barring-her-kids-or-staff-from-staying-there-while-shes-away-report/ar-BBrihNu?li=BBnb7Kz

Madonna‘s claims her Upper West Side co-op in New York City has barred her children and staff from living in the residence while she is not there, according to a lawsuit obtained by Page Six.

The pop star – who has been traveling the world on her Rebel Heart tour – alleges that Harperley Hall “illegally changed her original proprietary lease in April 2014 to say that her children and domestic help cannot live in the unit unless she herself is ‘in residence’ at the time,” according to Page Six.

Her lease at Harperley Hall prevents anyone younger than 16 from living in her apartment without an adult older than 21 also present, according to Page Six.

In her suit, Madonna, 57, said that her career requires her to travel extensively, and that she owns several residences around the world, thus creating an impossible situation, according to Page Six.

Madonna’s four children are all under the age of 21, and only one, Lourdes, 19, is older than 16.

Meanwhile, the singer is currently in the middle of a months-long custody dispute with ex-husband Guy Ritchie over their 15-year-old son, Rocco.

 

HOA Is Easier Target

      No Comments on HOA Is Easier Target
guest blog by Nila Ridings

Here’s a an auditor from Pima County, Arizona who apparently opted to steal from the HOA rather than the taxpayers. Joshua Bonillas was the HOA bookkeeper for Presidio Villas 2. His day job as county auditor paid him $60,000 per year. He admits to stealing $45,000 from his neighbors via the HOA bank account by forging the treasurer’s signature on the checks.

I have a few questions for him. He’s claiming he stole the money because of his ill children. Did he not have health insurance for him and his family through his county job? If so, how did he end up needing $45,000 to pay medical bills? Why didn’t he put that money on a credit card? Or take a second mortgage on his house? Or set up a GoFundMe account? And why didn’t he steal from the taxpayers instead of his neighbors?

Here’s my opinion of why he chose the HOA for his piggy bank. I’m one who believes if a person will steal one thing they will steal anything. In this case, I don’t think he thought he’d ever get caught stealing from the HOA. As a county auditor, he knew if he stole from the county funds his risks for getting caught and going to jail were much greater. So, he opted to steal where his could play the “my kids were sick” card on his neighbors so as to pull their sympathetic heartstrings and appease them with an “I’m sorry” and walk away with a promise to repay the HOA. Repay when, Mr. Bonillas? In this lifetime or your next? We all know HOAs rarely recover anything when a thief steals the cash. It’s always chalked up to the “we should have known better” or “it was our fault” for not having two signatures required on the checks. In this case, he was not only stealing the money he was forging the signature. I just wonder if the $45,000 was the total he stole or if there’s more to the story?

Bottom line: Joshua Bonillas should be going to jail. April 11th he will be sentenced but his neighbors are already willing to forgive and forget what happened.

What about the homeowners who can’t afford their medical treatment because they are paying HOA dues? Or cannot afford the orthodontics for their children because they are paying dues for some thief to steal? Or the maintenance that was not done thus depreciating their property values? What about all of those real life situations? Will those be taken into consideration at the sentencing? I doubt it.

People make a conscious effort to forge signatures and steal money. No matter what their excuse for doing so, it doesn’t happen accidentally or unintentionally. Homeowners need to stop accepting these lame apologies and push for the highest level of punishment by law. Only when thieves know they will be given significant time behind bars will this HOA theft insanity stop!

Most of our readers recall my HOA has $10,000,000 unaccounted for. The guy who ran the HOA like it was his own business for twenty years dropped dead shortly after I hired an attorney. You should have heard the neighbors telling me how he was such a nice guy to have “volunteered” to be the president for all those years. And how he was so good at the job and just took care of every little thing. (Nobody noticed the houses were rotting to the ground and hundreds of thousands of dollars in bills were not paid in addition to the ten million dollars going missing.) Nobody cared that he had just purchased two places in Carlsbad, California and was running for the BOD of that HOA. Did I ever share with you that his successor had the American flag lowered to half-staff the day he died? Yes, she did. I’m convinced she thought as the new HOA president she had been given the power of authority that the Governor and President of the United States have! All that respect, concern, and sympathy for him. But let a homeowner not pay three months of dues, watch what happens then. No sympathy regardless of their reason for not paying. They will call out the CAI attorney, charge 18% interest, add on the legal fees, and go absolutely nuts to destroy that homeowner!

I do not understand the logic that seems to prevail in the minds of HOA homeowners. A simple apology from a thief seems to suffice. A few late payments from a homeowner sends them off the deep end. Could somebody please explain this to me? I just do not get it.

(link to conviction of HOA bookkeeper for stealing money from neighbors)