Category Archives: miltary

Listen, As Never Before!

guest blog by Robert E. Frank, Colonel, USAF (Ret.)
Founder, & Veterans Advocate

On American Independence Day 2014, is it time to implement “Equal Justice Under The Laws” For HOA & Condo Owners?” Are legislatures willfully violating our citizen rights? If so, why?

Are the following not true?

– Federal Laws require all states to comply with the US Constitution as the Supreme Law of the Land.

– States are required to support and defend the US Constitution when passing statutes and implementing regulations.

– States, counties and cities are required to support and defend the US Constitution in their statutes, regulations, rules, codes, etc. that bind all citizens.

– Local government rules, regulations, codes, etc. establish the controlling concepts and limitations in CC&Rs for when, how and by whom Homeowner and Condo Associations are established, maintained and how the property owners are governed in addition to standard government restrictions.

– So, why can the state and local government authorities legally allow developers to implement CC&Rs that violate the Constitutional rights and protections of HOA and Condo property owners? Is this not morally deficient, if not exactly illegal?

– Is this not a clear case where the government is violating its own agreements and mandates to “EQUALLY” support and defend the Supreme Law of this Land for all citizens?

– Does claiming that because HOAs and Condos are created as special, quasi-governmental corporations there is no moral or legal obligation to protect all citizens equally under our Supreme Laws stand up to even plain old common sense arguments?

– How can state government authorities, on one hand, rigidly control the creation of property and the associated governance regulations and rules of HOAs and Condos; but, on the other hand, (much like the Pontius Pilate of the Bible) ignore the fact that they are directly aiding and abetting the conscious denial of equal justice under the laws for HOA and Condo owners?

On American Independence Day, please explain why such crass injustice can be tolerated and ignored by so many in this industry?

Why won’t every single one of you Americans reading this topic stand up and demand “equal justice under our laws” for HOA and Condo owners?

What’s A Developer To Do?

A massive monkey wrench has been thrown into the field of real estate development with a 55 million dollar verdict against developers of a condo conversion project in South Carolina.

Developers are the people we homeowners all love to hate. They’re the bane of our existence. Their rotten reconstruction work has led to the financial ruin of hundreds of thousands, even millions of American homeowners. So we generally stand and cheer when a jury hands down a huge verdict against a developer.

Well, let’s stand back and give this one a little reflection.

There are about 200 residents of the East Bridge Town Lofts in Charleston, South Carolina. They all bought into the idea of buying an apartment that was converted to a condominium. Sloppy work. Unlicensed building inspector, all the usual jazz. But including all the legal costs, each of these property owners will theoretically get about 300 to 400 thousand dollars. So far, so good.


…when the bankruptcy filings start filling the courts like an overflowing sugar bowl, where will those homeowners all be? When the delays and appeals to higher courts start piling up even higher costs, where will those homeowners be?

The American legal system was originally meant to provide justice for the injured. Sadly, that’s not the way things turned out. Oh, the lawyers on both sides will claim victory, of course. But the homeowners? The ones who’ve had to declare personal bankruptcy? The ones who’ve died or divorced or moved on to try to repair their lives elsewhere, what happens to them? Will they look back with great fondness on how the legal system treated them?

(South Carolina verdict)


It’s Not About A Flag, It’s About Testosterone

I swear, I’ve gotta quit doing stories about outrageous treatment of the American Flag, there are just too many of them. I could get stuck doing 12 or 15 stories a day. Still, I feel duty-bound to at least occasionally tell you when the latest cretin is pushing around his weight after having been given new power over other homeowners.

The latest victim of a flag outrage is a retired veteran named Larry Murphree of the Tides Condominium at Sweetwater, Jacksonville, Florida. It’s actually just a small flag that he placed in a flower pot on his porch. You can barely see it. It’s sticking in the flowerpot behind the right porch rail in the photo below. He’s been fined $8000 before and he got it settled in court.

imgres images[7]

After his court victory, Larry replaced the flag. And once again he’s being sued for $8000 and confiscation of his home. Here’s a very tight shot to show you a real good closeup of this tiny flag.

“It’s worth fighting for,” says Larry. “It’s a small flag but it stands for a big thank you and it shows the love and respect I have for my country.”

Larry, a little advice here from someone who knows. It’s not about the flag. It’s about a brain chemical called Oxytocin. If you don’t know about it look it up. When a chimpanzee of either sex is placed in a cage with a bunch of other chimps at the zoo, there’s an immediate disturbance. The new chimp races around the enclosure showing off his or her ‘equipment’, spraying the cage, making other chimps a little frightful of his or her prowess. Jane Goodall spent a lifetime studying this kind of behavior in all kinds of primates.

Larry, you’re being victimized by a new board member who thinks his or her virility is a little more chemically tinged than yours. Or maybe this board member wants you to think his or her influence among the weaker members of the tribe will carry more weight on the evolutionary scale. Whether you’re an evolutionist or not, you cannot deny that chimpanzees share approximately 96% percent of their DNA with humans. They (and orangutans) are our closest relatives. In so many ways, they’re a lot like us and we can learn from them. Your flag fight is not about patriotism. It’s about simianism. It’s about oxytocin. It’s about sex.

All science aside, there’s perhaps a bit of usable truth here. Spread this blog far and wide around the Tides At Sweetwater condominium complex. Without putting yourself in a slander trap, figure out which tiny dickensonian creature has been causing you all this misery. The good women of the Tides at Sweetwater know that as a veteran you probably came from good genetic stock. They’ll respect you. Then gather the whole community’s support as they publicly and visibly show this ‘little’ simian how ‘little’ they think your challenger’s virility really is. Each hour of each day when those community members greet that simian they should hold up their fingers about one inch apart. It’s just a guess. Just to show how much that person is regarded in the community.

Most journalists won’t tell you all of this. But since I know a little about science I will.

(Fox News story (ignore the ad, they’re getting harder and harder to skip))

Please reach out to Larry and let him know this blogsite address so he can spread it throughout the neighborhood.

And here’s a quick link from him:

(let me fly the flag)




1001 Reasons Not To Buy

My Dear Friends, I’ve told you over and over that the absolute worst home investment you can make is in a Homeowners Association. Your Realtor buddy looks you warmly in the eye, puts his hand on your shoulder and says, “You know, of course, that HOAs were created to protect your investment?”

If you’ve read my book or follow this blog then you know what the truth is. HOAs were created to keep out Negroes, Orientals and Jews. The documentation goes back fifty years! In later years, HOA rules were used to keep out Hispanics, single moms, children with Down’s Syndrome and a fistful of other ‘unwashed and unwanted.’

The link below shows you another reason you’re legally and financially naked. Once again a rich investor is intentionally forcing a housing project into bankruptcy so he can scoop up the dregs and make a fortune all over again. This kind of scam is going on all over the country, wherever people were unwise enough to buy private government housing.

(link to case in Osceola County)

(link to another case in Clearwater)

If you think it can’t happen to you, you’re fooling yourself. In 2006 the U.S. Supreme Court made the seizure of private homes for private development completely legal. The landmark Kelo Case turned the U.S. Constitution on its head.

Добро пожаловать в России товарищ Komrade!




Sentimental Journey Around Southmoor Gardens

guest blog by Nila Ridings
I was near the area so on a whim I decided to carve out a few minutes from a very busy day and see…see what my old neighborhood looks like today.  My very first house was one of the smaller ones with it’s big trees, a red brick ranch with zoysia grass, and hand-picked by my dad.  He called it my “starter” home.
Together, we remodeled the kitchen and I worked every weekend on one project after another after Dad died.  I had an arsenal of tools and endless energy.  My neighbor lady told me her husband always said I was the hardest working woman he’d ever seen. According to her, he would see me pull up in my little sports car, jump out in my high heels and suit with my briefcase in hand, and race inside.  15 minutes later I’d reappear in my overalls with my aluminum ladder (another gift from Dad) and up I’d go to clean the gutters. Back down to mow the lawn and grab the extension cord so I could trim the shrubs. Occasionally needing a bandage for a cut or scrape and once the ladder dipped and caught the ground while I was carrying it and smacked me in the eye.  I wore a really deep purple, red, and black eye for several days after that.  I was always busy, but I never knew somebody was observing my routine until Mrs. Neighbor told me. Today, I don’t recall her name.
pinkhouseWhat I do recall was Dad making sure I did not buy a house with an HOA.  After this HOA nightmare I have been living, I observed my old neighborhood with a peaked and open-minded interest.  I had totally forgotten about the pink house!  It was pink before I moved there in 1984.  No two houses look the same.  Many had American flags flying today…and always did.  Some with swimming pools and others with porch swings.  Some ranches, some two stories, and one that has totally gone away.  Possibly earlier today?  I don’t know, but the bulldozers were still there and the earth looked freshly dug but the house was gone from the corner lot.
Today’s visit confirmed one thing for sure; that this HOA-Free neighborhood did not lose its value.  I sold for double what I paid and today that house is worth double that amount.  The people that bought it still own it.  The city records say the average price in Southmoor Gardens is $188K but there are houses valued at $500K.  Imagine that! Houses holding that kind of value with basketball goals, American flags flying, various house colors…even a pink one…fences of different styles, every color in the crayon box for front doors, paver bricks and concrete driveways and even one with gravel.  Swing sets, gazebos, and wrap around porches.  Nothing looked “junky” but it all looked lived in.  Every single house seemed to sing “Home Sweet Home” in Kansas as I passed by.
Do those 700 residents realize they are living in a piece of paradise?  Do they realize how all the HOA and CAI snobs scream about the surefire guarantee of a pink house destroying the property values in the neighborhood? Well, it’s impossible to argue with happy neighbors and increased property values, isn’t it?
Southmoor Gardens I miss you now more than ever!