Don’t think for a moment your HOA has any sympathy for your religious views. Across the country there’ve been plenty of homeowners who were forced to shut down their Wednesday night Bible studies because it meant one too many cars parked on the street or the driveway.
In Katy, Texas, a young lady named Meagan Schmidt joined a church a few months ago. She says the church changed her life so much that she wanted to tell others. So she put up a small sign in her yard that said, “Journey Church.” But the Highland Creek Village Homeowners Association says it’s a commercial sign and blatantly violates neighborhood covenants.
The young lady is resisting and even tried to explain her side to the board members. They shouted her down. Now it’s fines and liens and pending lawsuits. The HOA has even cancelled pool permits for the family’s kids.
In days of old, Texans would have resorted to six-shooters at sundown. These days it’s all about shaming the kids until the parents submit.
Highland Creek Village HOA. Another one to avoid like the plague.
I have a lot of sympathy for Chris Gilson, a homeowner in the Brandermill Community Association in Chesterfield County Virginia. But I also have a prediction. He’s about to lose his home and his life savings.
After years of unsuccessful attempts to plant a lawn in his rocky front yard, he planted a vegetable garden, which has grown quickly. Now his HOA is fining him ten bucks a day until he removes it. The HOA says it’s going to assess that fine each day for 90 days. Gilson says he’ll be glad to pay $900 for the privilege of keeping his garden. But the poor fellow just doesn’t get it.
Disobey a mindless demand from your HOA and you’ll be fined, of course. But the HOA doesn’t like being scorned. So what’s waiting for Gilson at the end of those 90 days is a lien on his home, massive new fines, legal fees, debt collection costs, a lawsuit, and eventually the foreclosure and sale of his home at auction. His house, of course, will be auctioned for just a few thousand dollars. The most likely buyer will be a friend of a board member or a buddy of the lawyer that brings the lawsuit. That ‘buddy’ will then kick back some money to the board member or the lawyer, and the home will quickly be sold and resold through a series of quick transactions. Those quick sale transactions are designed to make it impossible for Gilson to ever get back his home.
It’s the same kind of scam that cost Captain Michael Clauer his home while he was deployed in Iraq. His home was sold and re-sold in several transactions designed to make it impossible for him to get it back. The foreclosure against a serviceman deployed overseas was a blatant violation of federal law. So in Clauer’s case, a judge ordered a secret settlement that allowed Clauer to partially recover what he had lost.
Chris Gilson doesn’t have that kind of protection in the fight over his garden. He will lose. He will lose big time. With a scam as well-entrenched and as profitable as the HOA scam, very few if any people win. The one percent, or so, who actually win in court against an HOA end up with a massive net loss once the legal bills are paid.
Chris Gilson? Get out. Leave the neighborhood. This HOA will forever slander you, harass you, and vandalize you. Your daughters will be tormented by schoolmates. Anonymous calls will be made to your employer demanding that you be fired.
The initial news was stunning. Arizona Governor Jan Brewer had just signed a campaign finance bill that radically changed the powers of Homeowners Boards and HOA managers. That little contradiction should raise your eyebrows. A campaign finance bill that allows untrained HOA managers to appear in Small Claims and Administrative Law Courts playing like make-believe lawyers on behalf of Homeowners Associations? A Campaign Finance bill that regulates whether Homeowners Associations can have on-street or off-street parking?
The story behind the story is that the Community Associations (CAI) Institute is in every Legislature in the land, constantly lobbying to increase the powers of HOAs, and weaken the Constitutional powers of average citizens. This organization has done a stunning job to radically transform our government. In the process, billions and billions of dollars have been sucked away from homeowners in these gated communities and funneled into the pockets of lawyers, property managers, favored vendors, and in many instances into the pockets of board members themselves. So there’s a steady stream of proposed HOA laws constantly flowing over the desks of confused lawmakers.
Arizona Representative Michelle Ugenti, a cute young thing, thought it would be a great idea to jam all these individual HOA proposals into a single package, House Bill 2371. It was defeated.
Then a few nights ago, while Legislators were debating Senate Bill 1454, the Campaign Finance bill, Michelle Ugenti, the cute young thing, sneakily slipped her failed HOA bill into the Campaign Finance bill which was passed amidst a slurry of other legislation.
Sneaky, underhanded, and exactly the kind of legislative dirty tricks that generate voters’ contempt for lawmakers.
Governor Brewer, faced with a mountain of bills to sign, signed off on the Campaign Finance bill. The process is eerily reminiscent of Speaker of the House Nancy Pelosi’s comment during the jam-down of the national health care law. “We have to pass the bill so we can all see what’s in it,” Pelosi said. Again, it’s the reason lawmakers are so despised.
The future of this fundamentally dishonest Arizona law is still up in the air for at least a couple of days. It becomes law this Wednesday, June 26th. But in the Arizona Constitution there’s a well-known rule that demands that the major content of a bill be reflected in the bill’s title. There’s nothing in the HOA reform montage even remotely connected with the title of the bill.
Blondie Brewer has every reason and responsibility to veto this bill and order the cute young thing to start being honest with the voters. They’re both Republicans. Brewer should show some leadership.
Not a word from CAI during this whole scam. They’re collectively holding their breath, of course. But if Brewer doesn’t catch on, there’ll be a hundred thousand champagne corks popping.
Our old buddies, the ethically-challenged Associa Companies are trying to bribe homeowners into ‘liking’ them on FaceBook. Associa is the massive HOA management company run by the infamous Texas state senator, John Carona. Billions of dollars flow through his fingers as he rams pro-HOA, anti-homeowner laws through his state legislature. But if a Georgia homeowner ‘likes’ his or her Associa-run neighborhood on FaceBook that homeowner just might win a 200 dollar prize.
Nah, I have to amend that: The neighborhood that racks up the most ‘likes’ can win a 200 dollar prize.
Oops! Let me amend that again: The neighborhood that wins, doesn’t get 200 dollars. It gets 200 dollars worth of ‘vendor services’. And it just so happens that Senator Carona and his Associa affiliates also own all the vendors which supply his own HOAs. It’s amazing the way this billionaire politician’s pockets are all connected with each other.
Hundreds of thousands of homeowners across the country are getting educated about Homeowners Associations. They’re not doing it by reading my book, or any of the others on the market. They’re learning by cold, hard, first-hand experience.
A lady in Houston, Texas named Crystal Stemberger is an author, a successful personal finance blogger, and a fulltime blog advertising manager. Her business and blog are called Budgeting the Fun Stuff. And it really is a fun site for browsing.
But the reason I’m mentioning her is an excellent blog she wrote about her experience as a new member of a Texas Homeowners Association, where she’s discovering the unnecessary and demeaning bullying which is targeting her. A weed, a wrong-headed claim that her car was parked on the street for longer than the mandated six hours. Threats of fines. Not only is her column good, the many comments below it are also informative. And it shows that the word is spreading about the vulgarity of rogue Homeowners Associations. The national HOA movement is slowly killing itself.
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