Category Archives: firearms

Rules for Radical HOAs

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Nila Ridings, the homeowners rights firebrand from Kansas, raises a question that deserves consideration.

Now, I’ve read Rules for Radicals a number of times over the years. Saul Alinsky was the Chicago activist who taught that sneaky underhanded rebellion was a way to take over society. But read a little more deeply into his writings. Forget the politics. Forget left and right, Democrat and Republican. Forget conservative and liberal. Just sink deeply into his rhetoric and his logic.

Finally, emerge from your voyage of discovery and analyze how the HOA movement has slowly and stealthily taken over the American real estate development and home building industry. Slowly, this industry has moved almost a quarter of all Americans into a political system which is completely outside the control of the U.S. Constitution.

Make no mistake, Homeowners Associations are absolutely a form of government. They control your roads, your sewer, your trash pickup, maintenance of your local water system, policing of your neighborhood. They even form your court system, since traditional courts have washed their hands of most HOA conflicts. And to an incredible degree they control your personal finances. Of course, just like in a traditional government you pay taxes. Your monthly dues and the sudden demand for a $10,000 or $20,000 special assessment are taxes.

What rights do you actually have in an HOA? Well, what rights do you have under facism, or marxism, or communism or any other kind of non-constitutional dictatorship?

Nila Ridings is right. We all need to read Rules for Radicals, just to see what we’re up against.

(link to wiki and Rules for Radicals)

 

Associa, CAI and Crooked HOA Transfer Fees

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Transfer fees are among the biggest scams in the housing business. North Carolina residents tried to get them outlawed. Colorado is trying. New Mexico is trying. Transfer fees are a ‘little’ item on your paperwork that pops up when you try to sell your home. If you live in a Homeowners Association of any kind you’re likely to learn that you have to pay the fee before you can sell to a buyer. Transfer fee. That means some property manager had to photocopy the HOA covenants, probably a hundred or so pages. But you don’t photocopy them one page at a time. No, they’re on his computer. Push one button and the printer spits them all out in a couple of minutes.

So, what do transfer fees cost? Well they can cost the buyer anywhere from 150 to 4000 bucks. For photocopies! And many a house sale has fallen through because someone in the transaction has to come up with that extra money.

Where does the money go?  Simple. It’s a transfer, remember? A transfer directly into the pockets of some board officer or the property manager. That’s why HOA giants like Associa and CAI fight like the dickens when state legislators start getting wise and drafting proposals to reign these crooks in. With those two phony organizations constantly lying about how they “represent homeowners,” it’s blatantly obvious they don’t represent the interests of homeowners. No, they just represent the dollars they can sneak out of a homeowner’s pockets.

(link to Albuquerque article on transfer fees)

 

 

The Hydra Begins to Emerge

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In Greek mythology, the Hydra was a terrifying sea monster that had many heads and used them to devour innocent seafarers. Our hero, Heracles, forced the Hydra into the open and began chopping off its heads. But each time a head was severed two new ones grew back. It seemed like a hopeless task but Heracles was undaunted. He finally figured out that if he used a torch to cauterize each severed limb they failed to regrow.

The news this week that the nation’s two largest HOA management monsters were getting cozier with each other was beyond astonishing. Top officials for Associa are being given all sorts of awards by the CAI and vice versa. Could a merger between the two organizations be in the future? Former Texas state senator John Carona and his ethically-challenged Associa would be perfect in a merger with the similarly ethics-challenged Community Associations Institute. Such a new organization would control tens of billions of dollars worth of income-producing properties. It’s a monster. Each person in this country who thinks he owns his own home should start facing the facts. You are John Carona’s income-producer. Carona, as one of the most influential power-brokers in Texas government, built his vast wealth by sponsoring and passing state laws that directly increased his personal bank balance. Now he’s buying infrastructure around his thousands of HOAs so that homeowners have no other option but to bank in his banks and buy insurance from his insurance companies.

Associa and the CAI? Together?  And this massive (anti-trust?) organization which perpetuates the lie that it represents homeowners, when it actually only represents its own income stream from dues-paying lawyers and management companies, is becoming a regrowth of the legendary Hydra.

The symbol of The Torch is often used to represent light, the shedding of light on a dark subject. Maybe, just maybe, we can take a lesson from Heracles, the slayer of monsters. We just need to find a way to cauterize these various heads to keep them from growing back.

(link to ethics problems in Carona-ville)

(link to CAI awards for Associa)

 

 

George’s Take on the Amateur Radio Parity Act

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We have some really great minds in our movement. But when you ask the experts who’s in the top three… George Staropoli’s name inevitably comes up. That’s why I’m asking all of you to check out the link below, in which George discusses the Community Association Institute’s fight against the right of ham radio operators to operate in Homeowners Associations. When trying to explain to your attorney or your legislator how insidious and deceptive the CAI really is, include a printout of George’s analysis. It’s short, but it’s amazing insight.

(CAI flexes its muscle in Congress arguing Constitutional law and judicial review)

 

Colorado CAI!

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(editor’s note: Stan Hrincevich is a hero in the Colorado HOA fight. After years of fighting he’s gotten a few legislators to pay attention and pass a handful of reform bills. The bills still need work.  But the reaction to Stan by the CAI is interesting, and instructive to all of us.)
guest blog by Stan Hrincevich  (letter to legislators from coloradoHOAforum.com)

The fight for financial relief for small CAMs in this Bill was not supported by the CAI in the last legislative session. The cost of a license for small CAMs can equal a year’s income: it’s abusive and burdensome. Previous misinformation spread was that the goal was to exempt small CAMs from being licensed: not true, never in any proposal but believed by too many. This Bill provides fairness and relief to small business with reduced fees and educational requirements commensurate with knowledge to legally and competently service small HOAs of 30 or less units. Educational providers are able to offer small HOA CAM courses at a reduced cost. Costs for Colorado Department of Regulatory Agencies to implement should be covered in the same manner as completed when the total licensing law was implemented.

The Community Association Institute (CAI), the group representing property manager and HOA legal interests, has been lobbying the legislature to oppose our upcoming Bill to improve the CAM licensing law even before the Bill has been officially submitted. The misinformation and untruths are insulting to home owners and exemplifies how CAI wants to continue to be a protected organization/profession with special privileges and the power to operate with secrecy and no accountability.

Here is what I picked up from legislators about CAI’s objections to our proposed Bill:

1. Our Bill proposes that all CAM fees be documented on a receipt to the payee, include an itemization of the charges, be in compliance with the law (in the case of Transfer Fees), justify charges by work performed, explain how the fee is not included and paid for by HOA dues (duplicate charging), and as in the case of the Transfer Fee, a receipt be provided to the home owner 3 days prior to closing. Additionally, all fees should be reasonable. THE CAI OBJECTS TO THIS! THEY WANT THE PRIVILEGE TO BILL YOU WITHOUT PROVIDING A RECEIPT OR JUSTIFYING CHARGES. JUST DO IT BECAUSE THEY CAN. Do you think Master Card, VISA, Comcast, or Xcel Energy would get away with demanding a payment and not justifying the charges?

3. We want to improve and better define how CAMs must comply with State HOA law and HOA governing documents. No, the law is not very defined but is general and lacks specific accountability. CAI feels the broad and ambiguous statements in the law and rules are adequate. What do they have against requiring any clarity in following the law? This speaks for itself.

4. The fight for financial relief for small CAMs in this Bill was not supported by the CAI in the last legislative session. The cost of a license for small CAMs can equal a year’s income: it’s abusive and burdensome. Previous misinformation spread was that the goal was to exempt small CAMs from being licensed: not true, never in any proposal but believed by too many. This Bill provides fairness and relief to small business with reduced fees and educational requirements commensurate with knowledge to legally and competently service small HOAs of 30 or less units. Educational providers are able to offer small HOA CAM courses at a reduced cost. Costs for Colorado Department of Regulatory Agencies to implement should be covered in the same manner as completed when the total licensing law was implemented.